2448 River Way, Spring Branch, TX 78070 Property Records

Comal County property record for 2448 River Way, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,033 sqft · built 2007
Lot Size	1.16 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$643,800 (Aug 2018)
Tax Bill	$7,673 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-0712-0434-00`

Property Details

APN / Parcel Number

Primary APN	`45-0712-0434-00`
Alternative APN	`50200`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,033 sqft Living Area
Gross Area	4,057 sqft
1st Floor Area	3,033 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	50,965 sqft
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Pool House	336 sqft
Porch	Covered Porch
Porch Area	970 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	2448 RIVER WAY
City	SPRING BRANCH
State	TX
Zip	78070-5987
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CROSSING 2, LOT 434
Legal Subdivision	RIVER CROSSING 2
Legal Block	3
Legal Lot Number	434
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3018
Census Tract	310703

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2448 RIVER WAY, SPRING BRANCH, TX 78070-5987
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 21, 2020	Warranty Deed, Transfer MISCELLANEOUS GOVT AGCY
Aug 24, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Prior Sale	Dec 11, 2009 · Amount on Record
Deed Document Number	201833413
Prior Transfer Date	Jul 7, 2009
Prior Transfer Doc	0006023679
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	2448 RIVER WAY, SPRING BRANCH, TX 78070-5987
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006035412
Date	Aug 25, 2020
Instrument	202006035412

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMAL TX
Recording Date	Jan 21, 2020
Property Address	2448 RIVER WAY, SPRING BRANCH, TX 78070-5987
Document Number	0006002524
Instrument Date	Jan 21, 2020
Instrument	6002524
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2448 RIVER WAY SPRING BRANCH TX 780705987, SPRING BRANCH, TX 78070-5987

Mortgage

Document Number	6002525
Date	Jan 21, 2020
Instrument	6002525

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	1700 N CONGRESS AVE, AUSTIN, TX 78701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMAL TX
Recording Date	Aug 24, 2018
Property Address	2448 RIVER WAY, SPRING BRANCH, TX 78070-5987
Document Number	0006033413
Instrument Date	Aug 24, 2018
Instrument	6033413
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2448 RIVER WAY SPRING BRANCH TX 780705987, SPRING BRANCH, TX 78070-5987

Mortgage

Document Number	6033414
Date	Aug 24, 2018
Instrument	6033414

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$777,686 (+0.74%) Land $156,620 Building $621,066	$777,686 (-11.25%) Land $156,620 Building $621,066
2025	$7,673.00 (+13.69%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$771,980 (-21.95%) Land $156,620 Building $719,630	$876,250 (-11.41%) Land $156,620 Building $719,630
2024	$6,749.00 (+20.76%)
2023		$989,140 Land $156,620 Building $832,520	$989,140 Land $156,620 Building $832,520
2022	$5,589.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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