249 Rivershore Ln, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 249 Rivershore Ln, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 5,691 sqft · built 2021
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on File
Last Sale$1,200,000 (Aug 2017)
Tax Bill$59,378 (2025)
Deeds & MortgagesJul 2018 Construction Loan
Aug 2017 Sale
Flood ZoneZone X (moderate risk)
APN148000-0030

Property Details

APN / Parcel Number

Primary APN148000-0030

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures30 Plumbing Fixtures
Stories1 Story
Building Area5,691 sqft Living Area
Gross Area6,919 sqft
1st Floor Area3,700 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area19,166 sqft (0.44 acres)
Lot Width178 ft Width
Garage TypeAttached
Garage Area1,048 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Deck AreaDeck Area
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address249 RIVERSHORE LN
CitySAINT AUGUSTINE
StateFL
Zip32084-2315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description47/71-74 NORTH RIVER ISLAND LOT 3 OR4421/957
Legal Range30E
Legal Township07S
Legal Section05
Legal SubdivisionNORTH RIVER ISLAND
Legal Block2
Legal Lot Number3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2028
Census Tract20603

Owner

Source: St. Johns County records · APN 148000-0030

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address249 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2018Deed of Trust, Mortgage · Construction Mortgage
REGIONS BANK
Aug 15, 2017Warranty Deed, Transfer
GLOBAL TITLE PROFESSIONALS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 15, 2017 · Amount on Record
Deed SaleAug 15, 2017 · Amount on Record
Prior SaleJun 07, 2007 · Amount on Record
Deed Document Number201756601
Deed Book / Page4421 / 957
Prior Transfer DateFeb 11, 2013
Prior Transfer Doc0037011687
Record UpdatedJun 08, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address249 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045761534
DateJul 09, 2018
Book Page4576/1534
Instrument2018048453
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048
Interest
Rate TypeFixed Rate
Rate4.12%
Type Change DateAug 01, 2025
Change FrequencyAnnually
Min Rate At Change2.37%
Max Rate At Change9.12%
Index1-Year LIBOR
Max Rate9.12%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 15, 2017
Property Address249 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315
Document Number0044210957
Book / Page004421 / 000957
Instrument DateAug 15, 2017
Instrument56601
Transaction TypeTransfer
Record UpdatedSep 22, 2017
Title CompanyGLOBAL TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
Tax$8,400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address112 MARSHSIDE DR ST AUGUSTINE FL 320805820, ST AUGUSTINE, FL 32080-5820

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,513,237 (+2.7%)$5,631,419 (+27.65%) Land $3,115,000 Building $2,516,419
2025$59,378.00 Homeowner's exemption$4,394,583 (+2.9%)$4,411,582 (+1.36%) Land $2,403,000 Building $2,008,582
2024Homeowner's exemption$4,270,732 (+3%)$4,352,260 (+0.96%) Land $2,403,000 Building $1,949,260
2023$52,762.00 (+2.22%) Homeowner's exemption$4,146,342 (+3%)$4,310,898 (+6.49%) Land $2,047,000 Building $2,263,898
2022$51,616.00 Homeowner's exemption$4,025,575$4,048,321 Land $1,893,920 Building $2,154,401

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 504 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies648 units insured
incl. 144 condo units
Nearby Flood Claims163 (1999–2023)
Claims Outside the SFHA7 of 163
Most Recent ClaimFeb 2023
Claims by Event
  • Hurricane Ian, Sep 2022 · 16 claims
  • Hurricane Irma, Sep 2017 · 34 claims
  • Hurricane Matthew, Oct 2016 · 85 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Based on FCC filings for 126 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSJCU-NORTH BEACH UTILITIES
public/private · serves 4,200 people
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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