225 Rivershore Ln, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 225 Rivershore Ln, Saint Augustine, FL 32084 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,636 sqft · built 2020
Lot Size	0.41 acres (17,859 sqft)
Owner	2 Individual Names on File
Last Sale	$3,870,000 (Oct 2025)
Tax Bill	$32,585 (2025)
Deeds & Mortgages	Dec 2025 Transfer Oct 2025 Sale + 5 more
Flood Zone	Zone X (moderate risk)
APN	`148000-0090`

Property Details

APN / Parcel Number

Primary APN	`148000-0090`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	4,636 sqft Living Area
Gross Area	5,392 sqft
1st Floor Area	1,846 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,859 sqft (0.41 acres)
Lot Width	150 ft Width
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	315 sqft
Porch	Finished/Open Porch
Porch Area	854 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	225 RIVERSHORE LN
City	SAINT AUGUSTINE
State	FL
Zip	32084-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	47/71-74 NORTH RIVER ISLAND LOTS 8 & 9 OR6217/1060 & 6234/851 & 6274/1417
Legal Range	30E
Legal Township	07S
Legal Section	05
Legal Subdivision	NORTH RIVER ISLAND
Legal Block	2
Legal Lot Number	8,9
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2028
Census Tract	20603

Owner

Source: St. Johns County records · APN 148000-0090

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4745 PALM VALLEY RD, PONTE VEDRA BEACH, FL 32082-3809
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 07, 2025	Warranty Deed, Transfer LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC
Aug 02, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 03, 2021	Deed of Trust, Mortgage · Line of Credit BARWICK BANKING CO
Sep 16, 2019	Deed of Trust, Mortgage · Construction Mortgage CENTERSTATE BANK OF FLORIDA NA
Dec 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Mar 11, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 2025 · Amount on Record
Deed Sale	Oct 07, 2025 · Amount on Record
Prior Sale	Aug 02, 2021 · Amount on Record
Deed Document Number	202581894
Deed Book / Page	6234 / 851
Last Transfer Date	Dec 10, 2025
Transfer Doc	0062741417
Record Updated	Jun 08, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Dec 17, 2025
Property Address	225 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315
Document Number	0062741417
Book / Page	6274 / 1417
Map Reference	MB 47 PG 71-74
Instrument Date	Dec 10, 2025
Instrument	2025102105
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4745 PALM VALLEY RD, PONTE VEDRA BEACH, FL 32082-3809

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4745 PALM VALLEY RD, PONTE VEDRA BEACH, FL 32082-3809

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 07, 2025
Property Address	225 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315
Document Number	0062340851
Book / Page	6234 / 851
Map Reference	MB 47 PG 71-74
Instrument Date	Sep 30, 2025
Instrument	2025081894
Transaction Type	Transfer
Record Updated	Nov 06, 2025
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Tax	$27,090.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 SOUTHPARK BLVD STE 100, 100, ST AUGUSTINE, FL 32086-5171

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	225 RIVERSHORE LN, ST AUGUSTINE, FL 32084-2315

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 02, 2021
Property Address	225 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315
Document Number	0053311325
Book / Page	5331 / 1325
Map Reference	MB 47 PG 71-74
Instrument Date	Jul 26, 2021
Instrument	2021084698
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$19,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5700 CAPO ISLAND RD, 5700, SAINT AUGUSTINE, FL 32095-8022

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	225 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315

Mortgage

Document Number	53311327
Date	Aug 02, 2021
Instrument	5331/1327

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	225 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315

Mortgage

Document Number	0052811592
Date	Jun 03, 2021
Book Page	5281/1592
Instrument	2021062251

Lender

Name	BARWICK BANKING CO
Type	Bank
Address	BARWICK, GA 31720

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	225 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047950174
Date	Sep 16, 2019
Book Page	4795/0174
Instrument	2019068150

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 01, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	225 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315

Mortgage

Document Number	0051180209
Date	Dec 08, 2020
Book Page	5118/209
Instrument	2020111297

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 11, 2019
Property Address	225 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315
Document Number	0046920636
Book / Page	004692 / 000636
Instrument Date	Feb 28, 2019
Instrument	16500
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,935.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5700 CAPO ISLAND RD ST AUGUSTINE FL 320958022, ST AUGUSTINE, FL 32095-8022

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,935,085 (+62.74%)	$4,435,085 (+83.42%) Land $2,625,000 Building $1,810,085
2025	$32,585.00 (+9.51%) Homeowner's exemption	$2,418,057 (+1.82%)	$2,418,057 (+1.82%) Land $1,012,500 Building $1,405,557
2024	$29,756.00 (-2.46%) Homeowner's exemption	$2,374,836 (-1.28%)	$2,374,836 (-1.28%) Land $1,012,500 Building $1,362,336
2023	$30,507.00 (+0.55%) Homeowner's exemption	$2,405,669 (+1.3%)	$2,405,669 (+0.32%) Land $862,500 Building $1,543,169
2022	$30,339.00 Homeowner's exemption	$2,374,830	$2,397,928 Land $798,000 Building $1,599,928

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Coastal	Yes
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Cost	Premium on Record median of 504 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	648 units insured 144 under condo master policies
Nearby Flood Claims	163 (1999–2023)
Claims Outside the SFHA	7 of 163
Most Recent Claim	Feb 2023
Claims By Storm	Hurricane Ian, Sep 2022 · 16 claims Hurricane Irma, Sep 2017 · 34 claims Hurricane Matthew, Oct 2016 · 85 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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