St. Johns County property record for 241 Rivershore Ln, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 3,680 sqft · built 2023 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $675,000 (Aug 2016) |
| Tax Bill | $29,175 (2025) |
| Deeds & Mortgages | Oct 2021 Construction Loan Apr 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 148000-0050 |
| Primary APN | 148000-0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 26 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,680 sqft Living Area |
| Gross Area | 4,330 sqft |
| 1st Floor Area | 1,814 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 241 RIVERSHORE LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 47/71-74 NORTH RIVER ISLAND LOT 5 OR4238/1255 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | NORTH RIVER ISLAND |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 20603 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 241 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Construction Mortgage SYNOVUS BANK |
| Apr 21, 2023 | Deed of Trust, Mortgage · Line of Credit AMERIS BANK |
| May 31, 2017 | Deed of Trust, Mortgage · ARM SEASIDE NATIONAL BANK & TRUST |
| Feb 26, 2020 | Deed of Trust, Mortgage · Commercial Mortgage SEASIDE NATIONAL BANK & TRUST |
| Sep 1, 2020 | Deed of Trust, Mortgage · Construction Mortgage SYNOVUS BANK |
| Nov 21, 2018 | Loan Modification, Mortgage · Conventional Mortgage SEASIDE NAT'L BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 1, 2016 · Amount on Record |
| Deed Sale | Aug 1, 2016 · Amount on Record |
| Prior Sale | Mar 17, 2005 · Amount on Record |
| Deed Book / Page | 4238 / 1255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 241 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4490 US HIGHWAY 1 N, ST AUGUSTINE, FL 32095-5201 |
| Document Number | 0053941766 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 5394/1766 |
| Instrument | 2021112662 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 241 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 241 RIVERSHORE LN, ST AUGUSTINE, FL 32084-2315 |
| Document Number | 0057431255 |
|---|---|
| Date | Apr 21, 2023 |
| Book Page | 5743/1255 |
| Instrument | 2023029915 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32086 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 10, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 241 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0043811021 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 4381/1021 |
| Instrument | 2017037356 |
| Name | SEASIDE NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32801 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 241 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048900624 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 4890/624 |
| Instrument | 2020015285 |
| Name | SEASIDE NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 21, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 241 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4490 US HIGHWAY 1 N, SAINT AUGUSTINE, FL 32095-5201 |
| Document Number | 0050301537 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 5030/1537 |
| Instrument | 2020073666 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Sep 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 241 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315 |
| Document Number | 0046460512 |
| Instrument Date | Nov 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Name | Verified Name |
|---|---|
| Address | 241 RIVERSHORE LANA ST AUGUSTINE FL 32084, ST AUGUSTINE, FL 32084 |
| Document Number | 0046460512 |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | 004646/000512 |
| Instrument | 84911 |
| Name | SEASIDE NAT'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 27, 2019 |
| Rate | 4.75% |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,224,948 (+2.7%) | $2,750,662 (+26.97%) Land $1,487,500 Building $1,263,162 | |
| 2025 | $29,175.00 (+8.92%) Homeowner's exemption | $2,166,454 (+1.25%) | $2,166,454 (+1.25%) Land $1,147,500 Building $1,018,954 |
| 2024 | $26,785.00 (+133.12%) Homeowner's exemption | $2,139,648 (+98.31%) | $2,139,648 (+98.31%) Land $1,147,500 Building $992,148 |
| 2023 | $11,490.00 (+13.5%) | $1,078,914 (+19.3%) | $1,078,914 (+19.3%) Land $977,500 Building $101,414 |
| 2022 | $10,123.00 | $904,400 | $904,400 Land $904,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 504 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 648 units insured incl. 144 condo units |
| Nearby Flood Claims | 163 (1999–2023) |
| Claims Outside the SFHA | 7 of 163 |
| Most Recent Claim | Feb 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTH BEACH UTILITIES public/private · serves 4,200 people · EPA ID FL2550812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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