245 Rivershore Ln, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 245 Rivershore Ln, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,670 sqft · built 2022
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$875,000 (Oct 2016)
Tax Bill	$53,163 (2025)
Deeds & Mortgages	Oct 2019 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`148000-0040`

Property Details

APN / Parcel Number

Primary APN	`148000-0040`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	24 Plumbing Fixtures
Stories	2 Stories
Building Area	5,670 sqft Living Area
Gross Area	6,553 sqft
1st Floor Area	3,022 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,424 sqft (0.4 acres)
Lot Width	165 ft Width
Garage Type	Attached
Garage Area	883 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Deck Area	2,310 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	245 RIVERSHORE LN
City	SAINT AUGUSTINE
State	FL
Zip	32084-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	47/71-74 NORTH RIVER ISLAND LOT 4 OR4270/1213
Legal Range	30E
Legal Township	07S
Legal Section	05
Legal Subdivision	NORTH RIVER ISLAND
Legal Block	2
Legal Lot Number	4
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2028
Census Tract	20603

Owner

Source: St. Johns County records · APN 148000-0040

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	245 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 14, 2016 · Amount on Record
Deed Sale	Oct 14, 2016 · Amount on Record
Prior Sale	Jun 07, 2007 · Amount on Record
Deed Document Number	201667149
Deed Book / Page	4270 / 1213
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	245 RIVERSHORE LN, SAINT AUGUSTINE, FL 32084-2315
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048211754
Date	Oct 30, 2019
Book Page	4821/1754
Instrument	2019080833

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,042,375 (+2.7%)	$5,074,797 (+28.93%) Land $2,625,000 Building $2,449,797
2025	$53,163.00 Homeowner's exemption	$3,936,100 (+2.15%)	$3,936,100 (+2.15%) Land $2,025,000 Building $1,911,100
2023	$49,015.00 (+222.4%) Homeowner's exemption	$3,853,305 (+141.44%)	$3,853,305 (+141.44%) Land $1,725,000 Building $2,128,305
2022	$15,203.00	$1,596,000	$1,596,000 Land $1,596,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 504 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	648 units insured incl. 144 condo units
Nearby Flood Claims	163 (1999–2023)
Claims Outside the SFHA	7 of 163
Most Recent Claim	Feb 2023
Claims by Event	Hurricane Ian, Sep 2022 · 16 claims Hurricane Irma, Sep 2017 · 34 claims Hurricane Matthew, Oct 2016 · 85 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 126 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-NORTH BEACH UTILITIES public/private · serves 4,200 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.