Middlesex County and Reading Town property record for 245 Franklin St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,470 sqft · built 1956 |
| Lot Size | 0.429 acres (18,692 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $785,000 (Nov 2017) |
| Tax Bill | $13,936 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage Nov 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:051.0-0000-0034.0 |
| Primary APN | READ M:051.0-0000-0034.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,470 sqft Living Area |
| Gross Area | 4,661 sqft |
| Basement Area | 688 sqft |
| Unfinished Basement | 344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,692 sqft (0.429 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 2080000000120 |
|---|---|
| Street Address | 245 FRANKLIN ST |
| City | READING |
| State | MA |
| Zip | 01867-1030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 245 FRANKLIN ST, READING, MA 01867-1030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2017 | Deed of Trust, Mortgage KBM CAPITAL LLC |
| Nov 30, 2017 | Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS |
| Jan 17, 2017 | Foreclosure NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on Record |
| Deed Sale | Nov 30, 2017 · Amount on Record |
| Prior Sale | Jan 17, 2017 · Amount on Record |
| Deed Book / Page | 70316 / 599 |
| Transfer Doc | 070316-599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 245 FRANKLIN ST, READING, MA 01867-1030 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 068767-432 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 68767/432 |
| Instrument | 8573 |
| Name | KBM CAPITAL LLC |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 30, 2017 |
| Property Address | 245 FRANKLIN ST, READING, MA 01867-1030 |
| Document Number | 70316-599 |
| Book / Page | 70316 / 599 |
| Instrument | 194831 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59.01 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 FRANKLIN ST, READING, MA 01867-1030 |
| Document Number | 703170001 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 70317/0001 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 30, 2047 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 17, 2017 |
| Property Address | 245 FRANKLIN ST, READING, MA 01867-1030 |
| Document Number | 68767-419 |
| Book / Page | 068767 / 000419 |
| Instrument Date | Sep 16, 2016 |
| Instrument | 8569 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 7, 2017 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,322.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 24 MAPLE RD WINTHROP MA 021522818, WINTHROP, MA 02152-2818 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,936.00 (+3.52%) | $1,271,500 (+7.58%) Land $497,000 Building $774,500 | $1,436,528 (+27.68%) |
| 2025 | $13,462.00 (+10.64%) | $1,181,900 (+13.85%) Land $462,000 Building $719,900 | $1,125,085 (+3.95%) |
| 2024 | $12,167.00 (+6.87%) | $1,038,100 (+14.8%) Land $448,000 Building $590,100 | $1,082,335 |
| 2023 | $11,385.00 | $904,300 Land $390,300 Building $514,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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