249 E Main St, Hagerstown, IN 47346 Property Records

Wayne County property record for 249 E Main St, Hagerstown, IN 47346

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,096 sqft · built 1920
Lot Size	0.162 acres (7,057 sqft)
Owner	2 Individual Names on Record
Last Sale	$101,080 (Oct 2024)
Tax Bill	$1,592 (2025)
Deeds & Mortgages	Oct 2024 Foreclosure Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`026-00156-00`

Property Details

APN / Parcel Number

Primary APN	`026-00156-00`
Alternative APNs	`89-05-23-310-213.000-021` `162331021300026`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,096 sqft Living Area
1st Floor Area	2,096 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	107 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Lean-To	56 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	162331021300026
Street Address	249 E MAIN ST
City	HAGERSTOWN
State	IN
Zip	47346-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 7 BLK 4
Legal Subdivision	HAGERSTOWN
Legal Block	4
Legal Lot Number	7
Jurisdiction	WAYNE IN
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3003
Census Tract	10400

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	249 E MAIN ST, HAGERSTOWN, IN 47346-1304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Trustee's Deed, Foreclosure · Conventional Mortgage THREE RIVERS FCU
Nov 6, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2024 · Amount on Record
Deed Sale	Oct 7, 2024 · Amount on Record
Prior Sale	Apr 12, 2023
Deed Document Number	20246974
Prior Transfer Date	Nov 3, 2017
Prior Transfer Doc	2017009039
Record Updated	Sep 20, 2026

October 2024: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WAYNE IN
Recording Date	Oct 7, 2024
Property Address	249 E MAIN ST, HAGERSTOWN, IN 47346-1304
Document Number	2024006974
Instrument Date	Oct 4, 2024
Instrument	2024006974
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16090 WE OLER RD, HAGERSTOWN, IN 47346-9633

Mortgage

Document Number	2024006975
Date	Oct 7, 2024
Instrument	2024006975

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE IN
Recording Date	Nov 6, 2017
Property Address	249 E MAIN ST, HAGERSTOWN, IN 47346-1304
Document Number	2017009039
Instrument Date	Nov 3, 2017
Instrument	2017009039
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	520 E CHURCH ST, CAMBRIDGE CITY, IN 47327-1402

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Jefferson Township
Municipality	Hagerstown Town
Unified School District	Nettle Creek School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,592.00	$79,500 (-38.56%) Land $15,700 Building $63,800	$79,500 (-38.56%) Land $15,700 Building $63,800
2024	$1,592.00 (-36.8%)
2023		$129,400 (+3.11%) Land $14,400 Building $115,000	$129,400 (+3.11%) Land $14,400 Building $115,000
2022	$2,519.00	$125,500 Land $14,400 Building $111,100	$125,500 Land $14,400 Building $111,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2008–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAGERSTOWN MUNICIPAL WATER WORKS serves 1,700 people · EPA ID IN5289008
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
NLBC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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