198 E Main St, Hagerstown, IN 47346 Property Records

Wayne County property record for 198 E Main St, Hagerstown, IN 47346

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,842 sqft · built 1920
Lot Size	0.081 acres (3,528 sqft)
Owner	Individual Name on Record
Last Sale	$95,760 (Apr 2023)
Tax Bill	$2,100 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`026-00411-00`

Property Details

APN / Parcel Number

Primary APN	`026-00411-00`
Alternative APNs	`89-05-23-130-432.000-021` `162313043200026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,842 sqft Living Area
1st Floor Area	1,842 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	3,528 sqft (0.081 acres)
Lot Dimensions	107 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	162313043200026
Street Address	198 E MAIN ST
City	HAGERSTOWN
State	IN
Zip	47346-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	E 1/2 LOT 4 BLK 6
Legal Subdivision	TOWN OF HAGERSTOWN
Legal Block	6
Legal Lot Number	4
Jurisdiction	WAYNE IN
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2026
Census Tract	10400

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	198 E MAIN ST, HAGERSTOWN, IN 47346-1303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK
Apr 18, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Deed Document Number	20232821
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	198 E MAIN ST, HAGERSTOWN, IN 47346-1303
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023002822
Date	Apr 18, 2023
Instrument	2023002822

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Apr 18, 2023
Property Address	198 E MAIN ST, HAGERSTOWN, IN 47346-1303
Document Number	2023002821
Instrument Date	Apr 18, 2023
Instrument	2023002821
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 E MAIN ST, HAGERSTOWN, IN 47346-1303

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Jefferson Township
Municipality	Hagerstown Town
Unified School District	Nettle Creek School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,100.00 (+14.82%)	$105,000 (+19.32%) Land $9,000 Building $96,000	$105,000 (+19.32%) Land $9,000 Building $96,000
2024	$1,829.00 (+24%)
2023		$88,000 (+19.24%) Land $7,200 Building $80,800	$88,000 (+19.24%) Land $7,200 Building $80,800
2022	$1,475.00	$73,800 Land $7,200 Building $66,600	$73,800 Land $7,200 Building $66,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAGERSTOWN MUNICIPAL WATER WORKS serves 1,700 people · EPA ID IN5289008
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
NLBC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures