251 E Main St, Hagerstown, IN 47346 Property Records

Wayne County property record for 251 E Main St, Hagerstown, IN 47346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 1920
Lot Size	0.135 acres (5,881 sqft)
Owner	Individual Name on Record
Tax Bill	$3,472 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`026-00531-00`

Property Details

APN / Parcel Number

Primary APN	`026-00531-00`
Alternative APNs	`89-05-23-310-214.000-021` `162331021400026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,832 sqft Living Area
1st Floor Area	1,832 sqft
Basement Area	795 sqft
Unfinished Basement	795 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1974
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	107 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	162331021400026
Street Address	251 E MAIN ST
City	HAGERSTOWN
State	IN
Zip	47346-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 6 BLK 4
Legal Subdivision	TOWN HAGERSTOWN
Legal Block	4
Legal Lot Number	6
Jurisdiction	WAYNE IN
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3003
Census Tract	10400

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4800 SUGAR GROVE RD, GREENS FORK, IN 47345-9798
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Warranty Deed, Transfer · Commercial Mortgage FARM CREDIT MID AMERICA
Mar 28, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2022
Deed Sale	Sep 19, 2022
Prior Sale	Mar 28, 2017 · Amount on Record
Deed Document Number	20229503
Prior Transfer Date	Sep 16, 2008
Prior Transfer Doc	2008008852
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Sep 19, 2022
Property Address	251 E MAIN ST, HAGERSTOWN, IN 47346-1304
Document Number	2022009503
Instrument Date	Sep 15, 2022
Instrument	2022009503
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4800 SUGAR GROVE RD, GREENS FORK, IN 47345-9798

Mortgage

Document Number	2022009504
Date	Sep 19, 2022
Instrument	2022009504

Lender

Name	FARM CREDIT MID AMERICA

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE IN
Recording Date	Mar 28, 2017
Property Address	251 E MAIN ST, HAGERSTOWN, IN 47346-1304
Document Number	2017002479
Instrument Date	Mar 23, 2017
Instrument	2017002479
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13975 STATE ROAD 38, HAGERSTOWN, IN 47346-9623
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Jefferson Township
Municipality	Hagerstown Town
Unified School District	Nettle Creek School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,472.00 (+6.24%)	$173,600 (+15.81%) Land $15,100 Building $158,500	$173,600 (+15.81%) Land $15,100 Building $158,500
2024	$3,268.00 (+22.95%)
2023		$149,900 (+12.79%) Land $12,000 Building $137,900	$149,900 (+12.79%) Land $12,000 Building $137,900
2022	$2,658.00	$132,900 Land $12,000 Building $120,900	$132,900 Land $12,000 Building $120,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2008–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAGERSTOWN MUNICIPAL WATER WORKS serves 1,700 people · EPA ID IN5289008
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
NLBC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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