199 E Main St, Hagerstown, IN 47346 Property Records

Wayne County property record for 199 E Main St, Hagerstown, IN 47346

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,960 sqft · built 1884
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on Record
Last Sale	$161,728 (Jan 2022)
Tax Bill	$1,163 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jul 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026-00645-00`

Property Details

APN / Parcel Number

Primary APN	`026-00645-00`
Alternative APNs	`89-05-23-310-205.000-021` `162331020500026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft
Attic	Attic
Attic Area	624 sqft
Basement Area	117 sqft
Unfinished Basement	117 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1964
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	107 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	162331020500026
Street Address	199 E MAIN ST
City	HAGERSTOWN
State	IN
Zip	47346-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 5 BLK 3
Legal Subdivision	TOWN HAGERSTOWN
Legal Block	3
Legal Lot Number	5
Jurisdiction	WAYNE IN
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3004
Census Tract	10400

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	199 E MAIN ST, HAGERSTOWN, IN 47346-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK RICHMOND NA
Jul 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK RICHMOND
Jan 10, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST BANK RICHMOND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Jul 28, 2014 · Amount on Record
Deed Document Number	2022301
Prior Transfer Date	Jan 5, 2022
Prior Transfer Doc	2022000301
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	199 E MAIN ST, HAGERSTOWN, IN 47346-1302
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017007363
Date	Sep 8, 2017
Instrument	2017007363

Lender

Name	FIRST BANK RICHMOND NA
Type	Bank
Address	RICHMOND, IN 47374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	199 E MAIN ST, HAGERSTOWN, IN 47346-1302
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020005882
Date	Jul 28, 2020
Instrument	2020005882

Lender

Name	FIRST BANK RICHMOND

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE IN
Recording Date	Jan 10, 2022
Property Address	199 E MAIN ST, HAGERSTOWN, IN 47346-1302
Document Number	2022000301
Instrument Date	Jan 5, 2022
Instrument	2022000301
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2022000302
Date	Jan 10, 2022
Instrument	2022000302

Lender

Name	FIRST BANK RICHMOND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Jefferson Township
Municipality	Hagerstown Town
Unified School District	Nettle Creek School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,163.00 (+0.61%)	$129,300 (+20.73%) Land $18,100 Building $111,200	$129,300 (+20.73%) Land $18,100 Building $111,200
2024	$1,156.00 (+11.26%)
2023		$107,100 (+3.08%) Land $14,400 Building $92,700	$107,100 (+3.08%) Land $14,400 Building $92,700
2022	$1,039.00 Homeowner's exemption	$103,900 Land $14,400 Building $89,500	$103,900 Land $14,400 Building $89,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2008–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAGERSTOWN MUNICIPAL WATER WORKS serves 1,700 people · EPA ID IN5289008
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
NLBC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures