Jefferson County property record for 2430 Stonegate Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,712 sqft · built 1996 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $273,100 (Sep 2015) |
| Tax Bill | $2,507 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 186.023.00000006 |
| Primary APN | 186.023.00000006 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| Gross Area | 2,384 sqft |
| 1st Floor Area | 1,712 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Lot Area | 217,800 sqft |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Porch | Open Frame Porch |
| Porch Area | 198 sqft |
| Patio Area | 566 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2430 STONEGATE DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-3697 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | STONEGATE LOT 24 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 23 |
| Legal Subdivision | STONEGATE |
| Legal Block | 4 |
| Legal Lot Number | 24 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | JOACHIM |
| Census Block Group | 4 |
| Census Block | 4046 |
| Census Tract | 700900 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2430 STONEGATE DR, FESTUS, MO 63028-3697 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MONTGOMERY BANK NA |
| Nov 23, 2020 | Deed of Trust, Mortgage MONTGOMERY BK |
| Dec 16, 2016 | Deed of Trust, Mortgage · Line of Credit MONTGOMERY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2015 · Amount on Record |
| Deed Sale | Sep 22, 2015 · Amount on Record |
| Deed Document Number | 201530753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 2430 STONEGATE DR, FESTUS, MO 63028-3697 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2430 STONEGATE DR, FESTUS, MO 63028-3697 |
| Document Number | 0000000552 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2022R-000552 |
| Name | MONTGOMERY BANK NA |
|---|---|
| Type | Bank |
| Address | SIKESTON, MO 63801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 2430 STONEGATE DR, FESTUS, MO 63028-3697 |
| Document Number | 0000046825 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2430 STONEGATE DR FESTUS MO 630283697, FESTUS, MO 63028-3697 |
| Document Number | 0000046825 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 46825 |
| Name | MONTGOMERY BK |
|---|---|
| Type | Bank |
| Address | SIKESTON, MO 63801 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 2430 STONEGATE DR, FESTUS, MO 63028-3697 |
| Document Number | 0000000109 |
| Instrument Date | Dec 16, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2430 STONEGATE DR FESTUS MO 630283697, FESTUS, MO 63028-3697 |
| Document Number | 0000000109 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 109 |
| Name | MONTGOMERY BK |
|---|---|
| Type | Bank |
| Address | SIKESTON, MO 63801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,600 (-) Land $5,900 Building $36,700 | $224,600 (-) Land $31,200 Building $193,400 | |
| 2025 | $2,507.00 (+5.38%) | $42,600 (+8.12%) Land $5,900 Building $36,700 | |
| 2024 | $224,600 (+8.19%) Land $31,200 Building $193,400 | ||
| 2023 | $2,379.00 | $39,400 Land $5,900 Building $33,500 | $207,600 Land $31,200 Building $176,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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