2486 Shaffer Rd, Atwater, CA 95301 Property Records

Merced County property record for 2486 Shaffer Rd, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,035 sqft · built 1955
Lot Size	0.258 acres (11,253 sqft)
Owner	Individual Name on Record
Tax Bill	$1,186 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-025-009-000`

Property Details

APN / Parcel Number

Primary APN	`004-025-009-000`
Alternative APN	`004-025-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,035 sqft Living Area
Gross Area	1,299 sqft
1st Floor Area	1,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	11,253 sqft (0.258 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	004-025-009
Street Address	2486 SHAFFER RD
City	ATWATER
State	CA
Zip	95301-2836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	BELLEVUE TR LOT 23 6/7/13
Legal Subdivision	BELLEVUE
Legal Lot Number	23
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1014
Census Tract	801

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2486 SHAFFER RD, ATWATER, CA 95301-2836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CREDIT UNION
Jan 13, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 12, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2014
Deed Sale	Jul 8, 2014
Prior Sale	Aug 7, 2012 · Amount on Record
Deed Document Number	201420634
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Jun 9, 2026
Property Address	2486 SHAFFER RD, ATWATER, CA 95301-2836
Document Number	0000015529
Instrument Date	Jun 3, 2026
Instrument	202615529
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2486 SHAFFER RD, ATWATER, CA 95301-2836

Mortgage

Document Number	0000015529,
Date	Jun 9, 2026
Instrument	202615529

Lender

Name	TRAVIS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2486 SHAFFER RD, ATWATER, CA 95301-2836
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2486 SHAFFER RD, ATWATER, CA 95301-2836

Mortgage

Document Number	0000000918
Date	Jan 13, 2023
Instrument	2023000918

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	258 Months
Due	Jul 1, 2044

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2486 SHAFFER RD, ATWATER, CA 95301-2836
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2486 SHAFFER RD, ATWATER, CA 95301-2836

Mortgage

Document Number	0000041793
Date	Nov 12, 2020
Instrument	2020041793

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	284 Months
Due	Jul 1, 2044

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$109,973 (+2%) Land $42,900 Building $67,073
2025	$1,186.00 (-5.42%)	$107,817 (-6.66%) Land $42,059 Building $65,758
2023	$1,254.00 (+1.21%)	$115,511 Land $40,427 Building $75,084
2022	$1,239.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1984–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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