2486 San Clemente Ave, Vista, CA 92084 Property Records

San Diego County property record for 2486 San Clemente Ave, Vista, CA 92084 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,980 sqft · built 2003
Lot Size	0.54 acres (23,522 sqft)
Owner	Company Name on File
Last Sale	$652,000 (Jul 2008)
Tax Bill	$10,765 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`178-140-53-00`

Property Details

APN / Parcel Number

Primary APN	`178-140-53-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,980 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	23,522 sqft (0.54 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	2486 SAN CLEMENTE AVE
City	VISTA
State	CA
Zip	92084-5823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 TR 014254
Legal Subdivision	VISTA #2-045
Legal Tract	014254
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	19208

Owner

Source: San Diego County records · APN 178-140-53-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2486 SAN CLEMENTE AVE, VISTA, CA 92084-5823
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 04, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2008 · Amount on Record
Deed Sale	Jul 01, 2008 · Amount on Record
Prior Sale	Feb 27, 2008 · Amount on Record
Deed Document Number	2008352519
Last Transfer Date	Mar 18, 2013
Transfer Doc	0000189421
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2486 SAN CLEMENTE AVE, VISTA, CA 92084-5823
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2486 SAN CLEMENTE AVE, VISTA, CA 92084-5823

Mortgage

Document Number	0000468940
Date	Dec 15, 2022
Instrument	2022-0468940

Lender

Name	PNC BANK NA
Type	Bank
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 06, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2486 SAN CLEMENTE AVE, VISTA, CA 92084-5823
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2486 SAN CLEMENTE AVE, VISTA, CA 92084-5823

Mortgage

Document Number	0000366762
Date	May 13, 2021
Instrument	2021-0366762

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2486 SAN CLEMENTE AVE, VISTA, CA 92084-5823
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2486 SAN CLEMENTE AVE, VISTA, CA 92084-5823

Mortgage

Document Number	0000822601
Date	Dec 22, 2020
Instrument	2020-0822601

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 01, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2486 SAN CLEMENTE AVE, VISTA, CA 92084-5823
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000442489
Date	Oct 04, 2019
Instrument	2019-0442489

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2486 SAN CLEMENTE AVE, VISTA, CA 92084-5823
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2486 SAN CLEMENTE AVE, VISTA, CA 92084-5823

Mortgage

Document Number	0000811163
Date	Dec 17, 2020
Instrument	2020-0811163

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$909,059 (+2%) Land $262,693 Building $646,366
2025	$10,765.00 (+8.05%) Homeowner's exemption	$891,236 (+4.04%) Land $257,543 Building $633,693
2023	$9,963.00 (+0.24%) Homeowner's exemption	$856,631 Land $247,544 Building $609,087
2022	$9,939.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730192082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998, rainfall accumulation, Severe Winter Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 30% of California
Wildfire Likelihood	About 1 in 709 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: San Diego Broadband, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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