2481 San Clemente Ave, Vista, CA 92084 Property Records

San Diego County property record for 2481 San Clemente Ave, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,139 sqft · built 2018
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$1,160,000 (Mar 2021)
Tax Bill	$15,391 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`178-070-79-00`

Property Details

APN / Parcel Number

Primary APN	`178-070-79-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,139 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	22,216 sqft (0.51 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2481 SAN CLEMENTE AVE
City	VISTA
State	CA
Zip	92084-5824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 1 TR 015927
Legal Subdivision	VISTA #02-096
Legal Tract	015927
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2012
Census Tract	19208

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2481 SAN CLEMENTE AVE, VISTA, CA 92084-5824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 12, 2018	Deed of Trust, Mortgage
Mar 12, 2018	Grant Deed, Subdivision Related Transfer FNTG BUILDER SERVICES
Aug 14, 2017	Trustee's Deed, Construction Loan · Construction Mortgage WESTERN ALLIANCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Mar 12, 2018 · Amount on Record
Deed Document Number	2021246725
Record Updated	Sep 20, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2021
Property Address	2481 SAN CLEMENTE AVE, VISTA, CA 92084-5824
Document Number	0000246725
Map Reference	MAP 15927
Instrument Date	Mar 9, 2021
Instrument	2021-0246725
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 SAN CLEMENTE AVE, VISTA, CA 92084-5824

Mortgage

Document Number	0000246726
Date	Mar 30, 2021
Instrument	2021-0246726

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2481 SAN CLEMENTE AVE, VISTA, CA 92084-5824
Document Number	0000168205
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2481 SAN CLEMENTE AVE VISTA CA 920845824, VISTA, CA 92084-5824

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 12, 2018
Property Address	2481 SAN CLEMENTE AVE, VISTA, CA 92084-5824
Document Number	0000095148
Instrument Date	Mar 7, 2018
Instrument	95148
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 20, 2018
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount Recorded
Tax	$1,072.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	806 AVENIDA PICO #1311 SAN CLEMENTE CA 926735639, 1311, SAN CLEMENTE, CA 92673-5639

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 14, 2017
Property Address	2481 SAN CLEMENTE AVE, VISTA, CA 92084-5824
Instrument Date	Aug 9, 2017
Instrument	367997
Transaction Type	Construction Loan
Record Updated	Aug 22, 2017
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	171 SAXONY RD #101 ENCINITAS CA 920246776, 101, ENCINITAS, CA 92024-6776

Mortgage

Document Number	0000367997
Date	Aug 14, 2017
Instrument	367997

Lender

Name	WESTERN ALLIANCE BK
Type	Bank
Address	SAN DIEGO, CA 92130

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,318,616 (+2%) Land $662,447 Building $656,169
2025	$15,391.00 (+8.2%)	$1,292,761 (+4.04%) Land $649,458 Building $643,303
2023	$14,224.00 (+3.03%)	$1,242,564 Land $624,240 Building $618,324
2022	$13,806.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: San Diego Broadband, T-Mobile.

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