2485 Surf Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 2485 Surf Rd, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,429 sqft · built 2005
Lot Size	0.469 acres (20,473 sqft)
Owner	Owner Name on File
Last Sale	$1,150,000 (Mar 2007)
Tax Bill	$8,352 (2025)
Flood Zone	Zone VE (high risk)
APN	`02-6S-02W-033-03625-000`

Property Details

APN / Parcel Number

Primary APN	`02-6S-02W-033-03625-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,429 sqft Heated Area
Gross Area	5,248 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2005
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,473 sqft (0.469 acres)
Lot Dimensions	256 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	960 sqft
Driveway	Driveway
Driveway Area	495 sqft

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	950 sqft
Deck Area	380 sqft
Patio Area	322 sqft
Fence	Fence
Boat Access	Boat Access
Boat House	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2485 SURF RD
City	PANACEA
State	FL
Zip	32346-2640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TARPON SHORES SUBD UNIT 1 LOT 8 OR 55 P 638 & OR 61 P 532 OR 332 P 879 OR 447 P 895 OR 519 P 492 OR 582 P 591 OR 699 P 526
Legal Range	02W
Legal Township	06S
Legal Section	02
Legal Subdivision	TARPON SHORES SUBD
Legal Lot Number	8
Legal Unit	1
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2058
Census Tract	10102

Owner

Source: Wakulla County records · APN 02-6S-02W-033-03625-000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	PO BOX 1734, TIFTON, GA 31793-1734

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 05, 2007 · Amount on Record
Deed Sale	Mar 05, 2007 · Amount on Record
Prior Sale	Dec 22, 2005 · Amount on Record
Deed Document Number	250789
Deed Book / Page	0699 / 0526
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Wakulla County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,352.00 (+10.84%)	$622,675 (+11.45%) Land $132,000 Building $490,675	$622,675 (+11.45%) Land $132,000 Building $490,675
2024	$7,535.00 (+8.67%)	$558,691 (+9.51%) Land $132,000 Building $426,691	$558,691 (+9.51%) Land $132,000 Building $426,691
2023	$6,934.00 (+9.01%)	$510,195 (+13.41%) Land $80,000 Building $430,195	$510,195 (+13.41%) Land $80,000 Building $430,195
2022	$6,361.00	$449,884 Land $80,000 Building $369,884	$449,884 Land $80,000 Building $369,884

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 28 condo units
Nearby Flood Claims	15 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Hermine, Sep 2016 · 3 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Based on FCC filings for 27 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PANACEA AREA WATER SYSTEM serves 3,020 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.