Wakulla County property record for 2451 Surf Rd, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,049 sqft · built 2006 |
| Lot Size | 0.448 acres (19,558 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $208,000 (Dec 2000) |
| Tax Bill | $2,626 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 02-6S-02W-033-03632-000 |
| Primary APN | 02-6S-02W-033-03632-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,049 sqft Heated Area |
| Gross Area | 7,088 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,558 sqft (0.448 acres) |
| Lot Dimensions | 245 ft deep x 80 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1,315 sqft |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 1,509 sqft |
| Deck Area | 722 sqft |
| Patio Area | 372 sqft |
| Boat Access | Boat Access |
| Boat House | 532 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2451 SURF RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TARPON SHORES SUB UNIT 1 LOTS 15 OR 46 P 451 OR 192 P 630 & OR 308 P 73 OR 354 P 483 OR 395 P 230 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 02 |
| Legal Subdivision | TARPON SHORES SUB |
| Legal Lot Number | 15 |
| Legal Unit | 1 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 10102 |
Source: Wakulla County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2451 SURF RD, PANACEA, FL 32346-2640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2000 · Amount on Record |
| Deed Sale | Dec 1, 2000 · Amount on Record |
| Deed Document Number | 0000395230 |
| Deed Book / Page | 0395 / 0230 |
| Record Updated | Jun 8, 2026 |
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,626.00 (+4.21%) Homeowner's exemption | $201,295 (+2.9%) | $657,609 (+9.28%) Land $132,000 Building $525,609 |
| 2024 | $2,520.00 (+2.82%) Homeowner's exemption | $195,622 (+3.13%) | $601,750 (+10.01%) Land $132,000 Building $469,750 |
| 2023 | $2,451.00 (+4.61%) Homeowner's exemption | $189,686 (+3%) | $547,006 (+14.28%) Land $80,000 Building $467,006 |
| 2022 | $2,343.00 Homeowner's exemption | $184,161 | $478,652 Land $80,000 Building $398,652 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 73 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 28 condo units |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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