2475 Surf Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 2475 Surf Rd, Panacea, FL 32346 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,117 sqft · built 1972
Lot Size	0.444 acres (19,341 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Jul 2025)
Tax Bill	$3,356 (2025)
Flood Zone	Zone VE (high risk)
APN	`02-6S-02W-033-03628-000`

Property Details

APN / Parcel Number

Primary APN	`02-6S-02W-033-03628-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,117 sqft Heated Area
Gross Area	2,894 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Metal
Lot Area	19,341 sqft (0.444 acres)
Lot Dimensions	242 ft deep x 80 ft wide
Garage Area	1,073 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	272 sqft
Deck Area	96 sqft
Fence	Fence
Utility Building	200 sqft
Boat House	336 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	2475 SURF RD
City	PANACEA
State	FL
Zip	32346-2640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TARPON SHORES SUB UNIT 1 LOT 11 OR 71 P 119, 120 & OR 76 P 362 OR 275 P 580 OR 1416 P 736
Legal Range	02W
Legal Township	06S
Legal Section	02
Legal Subdivision	TARPON SHORES SUB
Legal Lot Number	11
Legal Unit	1
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2058
Census Tract	10102

Owner

Source: Wakulla County records · APN 02-6S-02W-033-03628-000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2475 SURF RD, PANACEA, FL 32346-2640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2025 · Amount on Record
Deed Sale	Jul 01, 2025 · Amount on Record
Deed Document Number	443071
Deed Book / Page	1416 / 736
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Wakulla County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,356.00 (+8.54%)	$263,597 (+6.77%) Land $132,000 Building $131,597	$263,597 (+6.77%) Land $132,000 Building $131,597
2024	$3,092.00 (+24.68%)	$246,872 (+62.39%) Land $132,000 Building $114,872	$246,872 (+62.39%) Land $132,000 Building $114,872
2023	$2,480.00 (+3.12%)	$152,024 (+2.17%) Land $80,000 Building $72,024	$152,024 (+2.17%) Land $80,000 Building $72,024
2022	$2,405.00	$148,790 Land $80,000 Building $68,790	$148,790 Land $80,000 Building $68,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wakulla County (12129C), updated July 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121290101022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 73 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured (28 under condo master policies) 52 of 73 individual policies on primary residences
Nearby Flood Claims	15 (2005–2018)
Most Recent Claim	Oct 2018, Hurricane Michael
Flood Events	Hurricane Michael (Oct 2018), 11 claims Hurricane Hermine (Sep 2016), 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.