Wakulla County property record for 2489 Surf Rd, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,288 sqft · built 1955 |
| Lot Size | 0.721 acres (31,407 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Mar 2013) |
| Tax Bill | $6,467 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 02-6S-02W-033-03624-000 |
| Primary APN | 02-6S-02W-033-03624-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,288 sqft Heated Area |
| Gross Area | 5,056 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 31,407 sqft (0.721 acres) |
| Lot Dimensions | 262 ft deep x 120 ft wide |
| Garage Area | 588 sqft |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 560 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 788 sqft |
| Deck Area | 448 sqft |
| Patio Area | 635 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Utility Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2489 SURF RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TARPON SHORES SUB UNIT 1 LOT 7 & W 1/2 OF 6 OR 51 P 64 & OR 332 P 872 OR 70 P 180 & 183 OR 904 P 568 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 02 |
| Legal Subdivision | TARPON SHORES SUB |
| Legal Lot Number | 7 |
| Legal Unit | 1 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 10102 |
Source: Wakulla County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2925 GA HIGHWAY 195 S, LESLIE, GA 31764-2020 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2013 · Amount on Record |
| Deed Sale | Mar 18, 2013 · Amount on Record |
| Deed Document Number | 312918 |
| Deed Book / Page | 0904 / 0568 |
| Record Updated | Jun 8, 2026 |
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,467.00 (+8.54%) | $474,666 (+5.95%) Land $198,000 Building $276,666 | $474,666 (+5.95%) Land $198,000 Building $276,666 |
| 2024 | $5,958.00 (+14.36%) | $447,995 (+25.61%) Land $198,000 Building $249,995 | $447,995 (+25.61%) Land $198,000 Building $249,995 |
| 2023 | $5,210.00 (+1.5%) | $356,656 (+2.85%) Land $120,000 Building $236,656 | $356,656 (+2.85%) Land $120,000 Building $236,656 |
| 2022 | $5,133.00 | $346,783 Land $120,000 Building $226,783 | $346,783 Land $120,000 Building $226,783 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 73 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 28 condo units |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE only, no 5G reported
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