San Diego County property record for 2361 San Clemente Ave, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,400 sqft · built 1986 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Sep 2022) |
| Tax Bill | $4,723 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Sep 2022 Sale & Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 178-070-78-00 |
| Primary APN | 178-070-78-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,400 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 33,106 sqft (0.76 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 2361 SAN CLEMENTE AVE |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-5822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E-1 |
| Legal Description | PAR 2 (EX ST) TR PM19886 |
| Legal Subdivision | CITY/VISTA |
| Legal Tract | 1019886 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 19208 |
Source: San Diego County records · APN 178-070-78-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2361 SAN CLEMENTE AVE, VISTA, CA 92084-5822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 16, 2022 | Grant Deed, Transfer · Conventional Mortgage FINLEY PROPERTIES CORP |
| Aug 15, 2022 | Grant Deed, Transfer NOT AVAILABLE, HOMELIGHT TITLE & ESCROW CO |
| Mar 02, 2022 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| Oct 20, 2017 | Deed of Trust, Mortgage · ARM CITIBANK NA |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Aug 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK |
| Nov 16, 2018 | Grant Deed, Transfer · Conventional Mortgage PROVIDENT SAVINGS BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on Record |
| Deed Sale | Sep 16, 2022 · Amount on Record |
| Prior Sale | Aug 15, 2022 · Amount on Record |
| Deed Document Number | 2022367466 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2361 SAN CLEMENTE AVE, VISTA, CA 92084-5822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2361 SAN CLEMENTE AVE, VISTA, CA 92084-5822 |
| Document Number | 0000022649 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | 2024-0022649 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2039 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 16, 2022 |
| Property Address | 2361 SAN CLEMENTE AVE, VISTA, CA 92084-5822 |
| Document Number | 0000367466 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022-0367466 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Title Company | NOT AVAILABLE, HOMELIGHT T&E CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2361 SAN CLEMENTE AVE, VISTA, CA 92084-5822 |
| Document Number | 0000367467 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2022-0367467 |
| Name | FINLEY PROPERTIES CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 15, 2022 |
| Property Address | 2361 SAN CLEMENTE AVE, VISTA, CA 92084-5822 |
| Document Number | 0000328145 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022-0328145 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | NOT AVAILABLE, HOMELIGHT TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1375 N SCOTTSDALE RD STE 140, 140, SCOTTSDALE, AZ 85257-3413 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2361 SAN CLEMENTE AVE, VISTA, CA 92084-5822 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2361 SAN CLEMENTE AVE, VISTA, CA 92084-5822 |
| Document Number | 0000094859 |
|---|---|
| Date | Mar 02, 2022 |
| Instrument | 2022-0094859 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 29, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2361 SAN CLEMENTE AVE, VISTA, CA 92084-5822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0000488273 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 2017-0488273 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Nov 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2361 SAN CLEMENTE AVE, VISTA, CA 92084-5822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2361 SAN CLEMENTE AVE, VISTA, CA 92084-5822 |
| Document Number | 0000063056 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021-0063056 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2361 SAN CLEMENTE AVE, VISTA, CA 92084-5822 |
| Document Number | 0000383535 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2361 SAN CLEMENTE AVE VISTA CA 920845822, VISTA, CA 92084-5822 |
| Document Number | 0000383535 |
|---|---|
| Date | Sep 02, 2019 |
| Instrument | 383535 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 16, 2018 |
| Property Address | 2361 SAN CLEMENTE AVE, VISTA, CA 92084-5822 |
| Document Number | 0000479092 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 2018-0479092 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2361 SAN CLEMENTE AVE, VISTA, CA 92084-5822 |
| Document Number | 0000479093 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 2018-0479093 |
| Name | PROVIDENT SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $362,397 (+2%) Land $259,840 Building $102,557 | |
| 2025 | $4,723.00 (+3.33%) Homeowner's exemption | $355,293 (-68.14%) Land $254,746 Building $100,547 |
| 2024 | $4,571.00 (-64.41%) | |
| 2023 | $12,845.00 (+50.41%) | $1,115,000 Land $799,000 Building $316,000 |
| 2022 | $8,540.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | Moderate above 51% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: San Diego Broadband, T-Mobile USA.
Based on FCC filings for 132 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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