2481 Ridgeway Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 2481 Ridgeway Ave, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,492 sqft · built 2017
Lot Size	0.316 acres (13,778 sqft)
Owner	Individual Name on File
Last Sale	$268,900 (Mar 2018)
Tax Bill	$4,260 (2023)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-13572.00`

Property Details

APN / Parcel Number

Primary APN	`053-13572.00`
Alternative APN	`0120 00018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,492 sqft Living Area
1st Floor Area	966 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	13,778 sqft (0.316 acres)
Lot Dimensions	168 ft deep x 82 ft wide
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0120 00018
Street Address	2481 RIDGEWAY AVE
City	LANCASTER
State	OH
Zip	43130-7728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE OVERLOOK SEC 1 LOT 18
Legal Subdivision	THE OVERLOOK
Legal Lot Number	18
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1016
Census Tract	31600

Owner

2481 Ridgeway Ave is owned and occupied by an individual who bought it in March 2018.

Source: Fairfield County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2481 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 23, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 20, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 23, 2017	Trustee's Deed, Construction Loan · Line of Credit PARK NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2018 · Amount on File
Deed Sale	Mar 20, 2018 · Amount on File
Prior Sale	Dec 7, 2005
Deed Document Number	201800004469
Deed Book / Page	1761 / 0535
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	2481 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 RIDGEWAY AVE, LANCASTER, OH 43130-7728

Mortgage

Document Number	0000018361
Date	Sep 7, 2022
Instrument	202200018361

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	2481 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 RIDGEWAY AVE, LANCASTER, OH 43130-7728

Mortgage

Document Number	0000016816
Date	Oct 23, 2024
Instrument	202400016816

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2054

Interest

Change Frequency	Monthly

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Mar 20, 2018
Property Address	2481 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Document Number	0000004469
Book / Page	1761 / 0535
Map Reference	CAB 2 SL 146
Instrument Date	Mar 15, 2018
Instrument	201800004469
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 15, 2022
Title Company	TITLE FIRST AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3001 HACKBERRY RD, IRVING, TX 75063-0156

Mortgage

Document Number	0000004470
Date	Mar 20, 2018
Instrument	201800004470

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2033

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Oct 23, 2017
Property Address	2481 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Book / Page	001750 / 003269
Instrument Date	Oct 19, 2017
Instrument	19797
Transaction Type	Construction Loan
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 POLARIS PKWY #200 COLUMBUS OH 432402051, 200, COLUMBUS, OH 43240-2051

Mortgage

Document Number	0000019797
Date	Oct 23, 2017
Book Page	001750/003269
Instrument	19797

Lender

Name	PARK NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 22, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,530 Land $33,940 Building $96,590	$372,950 Land $96,980 Building $275,970
2023	$4,260.00 Homeowner's exemption	$117,160 (-) Land $16,970 Building $100,190
2022	Homeowner's exemption	$117,160 Land $16,970 Building $100,190	$334,760 Land $48,490 Building $286,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2481 Ridgeway Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (1979–2011)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2481 Ridgeway Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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