2491 Ridgeway Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 2491 Ridgeway Ave, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,106 sqft · built 2018
Lot Size	0.364 acres (15,878 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jun 2024)
Tax Bill	$4,316 (2023)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-13571.00`

Property Details

APN / Parcel Number

Primary APN	`053-13571.00`
Alternative APN	`0120 00017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,106 sqft Living Area
1st Floor Area	2,094 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,878 sqft (0.364 acres)
Lot Dimensions	201 ft deep x 79 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0120 00017
Street Address	2491 RIDGEWAY AVE
City	LANCASTER
State	OH
Zip	43130-7728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE OVERLOOK SEC 1 LOT 17
Legal Subdivision	THE OVERLOOK
Legal Lot Number	17
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1016
Census Tract	31600

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2491 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Survivorship Deed, Transfer · VA Mortgage POLARIS HOME FUNDING CORP
Jul 20, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2024 · Amount on Record
Deed Sale	Jun 11, 2024 · Amount on Record
Prior Sale	Jul 14, 2021 · Amount on Record
Deed Document Number	202400008863
Record Updated	Jun 8, 2026

July 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jul 14, 2021
Property Address	2491 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Document Number	0000018274
Map Reference	CAB 2 SL 146
Instrument Date	Jul 12, 2021
Instrument	202100018274
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2491 RIDGEWAY AVE, LANCASTER, OH 43130-7728

Mortgage

Document Number	0000018275
Date	Jul 14, 2021
Instrument	202100018275

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jul 20, 2018
Property Address	2491 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Document Number	0000012684
Book / Page	001770 / 001325
Instrument Date	Jun 29, 2018
Instrument	12684
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 31, 2018
Title Company	TITLE FIRST BOX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,134.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7007 BROADWAY AVE CLEVELAND OH 441051441, CLEVELAND, OH 44105-1441

Mortgage

Document Number	12685
Date	Jul 20, 2018
Book Page	001770/001327
Instrument	12685

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2033

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,520 (+12.53%) Land $34,990 Building $98,530	$381,500 (+12.54%) Land $99,980 Building $281,520
2023	$4,316.00	$118,650 (-) Land $17,500 Building $101,150
2022		$118,650 Land $17,500 Building $101,150	$339,000 Land $49,990 Building $289,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (1979–2011)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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