2465 Ridgeway Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 2465 Ridgeway Ave, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,976 sqft · built 2018
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,700 (Mar 2019)
Tax Bill	$9,359 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-31357-400`

Property Details

APN / Parcel Number

Primary APN	`05-31357-400`
Alternative APN	`0120 00020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	2,645 sqft
1st Floor Area	711 sqft
Basement Area	119 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	130 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2465 RIDGEWAY AVE
City	LANCASTER
State	OH
Zip	43130-7728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE OVERLOOK SEC 1 LOT 20
Legal Subdivision	THE OVERLOOK
Legal Lot Number	20
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1016
Census Tract	31600

Owner

Source: Fairfield County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2465 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Mar 4, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Deed Document Number	20193266
Deed Book / Page	1786 / 609
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Recording Date	Apr 13, 2026
Property Address	2465 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Document Number	0000005841
Instrument Date	Apr 1, 2026
Instrument	20265841
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2465 RIDGEWAY AVE, LANCASTER, OH 43130-7728

Mortgage

Document Number	0000005841,
Date	Apr 13, 2026
Instrument	20265841

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Mar 4, 2019
Property Address	2465 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Document Number	0000003266
Book / Page	1786 / 0609
Map Reference	CAB 2 SL 146
Instrument Date	Feb 25, 2019
Instrument	201900003266
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 15, 2022
Title Company	TITLE FIRST AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000003267
Date	Mar 4, 2019
Instrument	201900003267

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,970 (+8.51%) Land $27,230 Building $85,740	$322,760 (+8.51%) Land $77,790 Building $244,970
2024	$9,359.00 (+147.2%)
2023	$3,786.00	$104,110 (-) Land $13,620 Building $90,490
2022		$104,110 Land $13,620 Building $90,490	$297,440 Land $38,900 Building $258,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (1979–2011)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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