2497 Ridgeway Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 2497 Ridgeway Ave, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 2018
Lot Size	0.436 acres (19,018 sqft)
Owner	Individual Name on Record
Last Sale	$255,600 (Jan 2019)
Tax Bill	$3,373 (2023)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-13570.00`

Property Details

APN / Parcel Number

Primary APN	`053-13570.00`
Alternative APN	`0120 00016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,498 sqft
Family Room	Family Room

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	19,018 sqft (0.436 acres)
Lot Dimensions	247 ft deep x 77 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0120 00016
Street Address	2497 RIDGEWAY AVE
City	LANCASTER
State	OH
Zip	43130-7728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE OVERLOOK SEC 1 LOT 16
Legal Subdivision	THE OVERLOOK
Legal Lot Number	16
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1016
Census Tract	31600

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2497 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO
Nov 15, 2018	Grant Deed, Construction Loan OTHER
Apr 6, 2018	Warranty Deed, Construction Loan TITLE FIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2019 · Amount on Record
Deed Sale	Jan 2, 2019 · Amount on Record
Prior Sale	Nov 15, 2018 · Amount on Record
Deed Document Number	201900000006
Deed Book / Page	1782 / 2502
Record Updated	Jun 8, 2026

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jan 2, 2019
Property Address	2497 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Document Number	0000000006
Book / Page	1782 / 2502
Map Reference	CAB 2 SL 146
Instrument Date	Dec 27, 2018
Instrument	201900000006
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000000007
Date	Jan 2, 2019
Instrument	201900000007

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

November 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Nov 15, 2018
Property Address	2497 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Document Number	0000021045
Book / Page	001779 / 002884
Instrument Date	Nov 9, 2018
Instrument	21045
Transaction Type	Construction Loan
Record Updated	Dec 12, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$54,856.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2497 RIDGEWAY AVE LANCASTER OH 431307728, LANCASTER, OH 43130-7728
Investor	Possibly a Property Investor

April 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Apr 6, 2018
Property Address	2497 RIDGEWAY AVE, LANCASTER, OH 43130-7728
Document Number	0000005559
Book / Page	001762 / 001665
Instrument Date	Mar 20, 2018
Instrument	5559
Transaction Type	Construction Loan
Record Updated	Apr 16, 2018
Title Company	TITLE FIRST

Transaction

Amount	Amount Recorded
Tax	$320.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2497 RIDEWAY AVE LANCASTER OH 43130, LANCASTER, OH 43130

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,150 (+17.68%) Land $34,810 Building $74,340	$311,840 (+17.68%) Land $99,450 Building $212,390
2023	$3,373.00 Homeowner's exemption	$92,750 (-) Land $17,400 Building $75,350
2022	Homeowner's exemption	$92,750 Land $17,400 Building $75,350	$265,000 Land $49,720 Building $215,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (1979–2011)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Apr 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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