2481 Apple Tree Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2481 Apple Tree Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,430 sqft · built 2016
Lot Size	0.141 acres (6,161 sqft)
Owner	2 Company Names on File
Last Sale	$1,409,000 (Apr 2026)
Tax Bill	$13,644 (2025)
Deeds & Mortgages	Apr 2026 Sale Aug 2020 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`810-86-028`

Property Details

APN / Parcel Number

Primary APN	`810-86-028`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,430 sqft Living Area
1st Floor Area	1,650 sqft
2nd Floor Area	1,780 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,161 sqft (0.141 acres)
Garage Area	711 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2481 APPLE TREE WAY
City	GILROY
State	CA
Zip	95020-7579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20S
Legal Tract	10279
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	3
Census Block	3005
Census Tract	512200

Owner

2481 Apple Tree Way is owned by a company that bought it in April 2026.

Source: Santa Clara County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	2481 APPLE TREE WAY, GILROY, CA 95020-7579
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Grant Deed, Transfer OLD REPUBLIC TITLE
Aug 27, 2020	Quit Claim Deed, Transfer UNITED WHOLESALE MTG
Nov 17, 2017	Grant Deed, Transfer NORTH AMERICAN TITLE
Nov 17, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	Nov 17, 2017 · Amount on File
Deed Document Number	202625978854
Prior Transfer Date	Aug 21, 2020
Prior Transfer Doc	0024591692
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 27, 2026
Property Address	2481 APPLE TREE WAY, GILROY, CA 95020-7579
Document Number	0025978854
Instrument Date	Apr 21, 2026
Instrument	2026.25978854
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$156,539.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	2481 APPLE TREE WAY, GILROY, CA 95020-7579

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 27, 2020
Property Address	2481 APPLE TREE WAY, GILROY, CA 95020-7579
Document Number	0024591692
Instrument Date	Aug 21, 2020
Instrument	24591692
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2481 APPLE TREE WAY GILROY CA 950207579, GILROY, CA 95020-7579

Mortgage

Document Number	24591693
Date	Aug 27, 2020
Instrument	24591693

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 17, 2017
Property Address	2481 APPLE TREE WAY, GILROY, CA 95020-7579
Document Number	0023806468
Instrument Date	Nov 8, 2017
Instrument	23806468
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$985.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 17, 2017
Property Address	2481 APPLE TREE WAY, GILROY, CA 95020-7579
Document Number	0023806469
Map Reference	MAP893 PG32-41
Instrument Date	Nov 8, 2017
Instrument	23806469
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2481 APPLE TREE WAY, GILROY, CA 95020-7579

Mortgage

Document Number	0023806470
Date	Nov 17, 2017
Instrument	23806470

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2481 Apple Tree Way was $13,644, up 1.8% from the year before.

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,644.00 (+1.78%)	$1,019,375 Land $509,630 Building $509,745
2024	$13,405.00 (+0.83%)
2023	$13,294.00 (+1.83%)	$979,793 Land $489,842 Building $489,951
2022	$13,055.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2481 Apple Tree Way in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2481 Apple Tree Way is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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