2500 Apple Tree Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2500 Apple Tree Way, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,182 sqft · built 2016
Lot Size	0.085 acres (3,725 sqft)
Owner	2 Individual Names on File
Last Sale	$701,500 (Feb 2017)
Tax Bill	$11,136 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`810-86-038`

Property Details

APN / Parcel Number

Primary APN	`810-86-038`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,182 sqft Living Area
1st Floor Area	1,032 sqft
2nd Floor Area	1,150 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	Other
Construction Type	Wood
Lot Area	3,725 sqft (0.085 acres)
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2500 APPLE TREE WAY
City	GILROY
State	CA
Zip	95020-7577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 10279 LOT 38
Legal Tract	10279
Legal Lot Number	38
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	3
Census Block	3001
Census Tract	512200

Owner

Source: Santa Clara County records · APN 810-86-038

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2500 APPLE TREE WAY, GILROY, CA 95020-7577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 07, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 22, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 22, 2017 · Amount on Record
Deed Sale	Feb 22, 2017 · Amount on Record
Deed Document Number	23586825
Record Updated	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2500 APPLE TREE WAY, GILROY, CA 95020-7577
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 APPLE TREE WAY, GILROY, CA 95020-7577

Mortgage

Document Number	0025383436
Date	Oct 07, 2022
Instrument	25383436

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2500 APPLE TREE WAY, GILROY, CA 95020-7577
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 APPLE TREE WAY, GILROY, CA 95020-7577

Mortgage

Document Number	0024852754
Date	Mar 01, 2021
Instrument	24852754

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 01, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2500 APPLE TREE WAY, GILROY, CA 95020-7577
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ENTITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024045499
Date	Oct 18, 2018
Instrument	24045499

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2038

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2500 APPLE TREE WAY, GILROY, CA 95020-7577
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024120518
Date	Feb 22, 2019
Instrument	24120518

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 03, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2500 APPLE TREE WAY, GILROY, CA 95020-7577
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024482380
Date	May 19, 2020
Instrument	24482380

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2035

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,136.00 (+2.73%)	$813,616 (+4.04%) Land $382,991 Building $430,625
2023	$10,840.00 (+1.87%)	$782,024 Land $368,120 Building $413,904
2022	$10,641.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855122003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Special Flood Hazard Area	No
Flood Hazard	Undetermined not studied
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 179 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Hankins Information Technology	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Frontier, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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