2480 Apple Tree Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2480 Apple Tree Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,360 sqft · built 2016
Lot Size	0.085 acres (3,725 sqft)
Owner	2 Company Names on Record
Tax Bill	$11,150 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jul 2020 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`810-86-036`

Property Details

APN / Parcel Number

Primary APN	`810-86-036`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
1st Floor Area	1,181 sqft
2nd Floor Area	1,179 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	Other
Construction Type	Wood
Lot Area	3,725 sqft (0.085 acres)
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2480 APPLE TREE WAY
City	GILROY
State	CA
Zip	95020-7576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20S
Legal Description	TR 10279 LOT 36
Legal Tract	10279
Legal Lot Number	36
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	3
Census Block	3001
Census Tract	512200

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	2480 APPLE TREE WAY, GILROY, CA 95020-7576
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Intrafamily Transfer, Transfer
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 23, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Prior Sale	Feb 28, 2017 · Amount on Record
Last Transfer Date	Jan 4, 2023
Transfer Doc	0025422697
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 4, 2023
Property Address	2480 APPLE TREE WAY, GILROY, CA 95020-7576
Document Number	0025422697
Map Reference	MB 893 PG 32-41
Instrument Date	Dec 15, 2022
Instrument	25422697
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2480 APPLE TREE WAY, GILROY, CA 95020-7576

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2480 APPLE TREE WAY, GILROY, CA 95020-7576
Document Number	0024579395
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2480 APPLE TREE WAY GILROY CA 950207576, GILROY, CA 95020-7576

Mortgage

Document Number	0024579395
Date	Aug 18, 2020
Instrument	24579395

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 17, 2040

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2480 APPLE TREE WAY, GILROY, CA 95020-7576
Document Number	0024380807
Instrument Date	Dec 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2480 APPLE TREE WAY GILROY CA 950207576, GILROY, CA 95020-7576

Mortgage

Document Number	0024380807
Date	Jan 15, 2020
Instrument	24380807

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 14, 2045

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2480 APPLE TREE WAY, GILROY, CA 95020-7576
Document Number	0023765230
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2480 APPLE TREE WAY GILROY CA 950207576, GILROY, CA 95020-7576

Mortgage

Document Number	0023765230
Date	Sep 29, 2017
Instrument	23765230

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,150.00 (+2.74%)	$814,750 (+4.04%) Land $371,386 Building $443,364
2023	$10,853.00 (+1.87%)	$783,114 Land $356,965 Building $426,149
2022	$10,654.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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