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2460 Apple Tree Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2460 Apple Tree Way, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,870 sqft · built 2016
Lot Size0.085 acres (3,710 sqft)
OwnerIndividual Name on Record
Last Sale$1,100,000 (Feb 2025)
Tax Bill$10,237 (2025)
Deeds & MortgagesJul 2023 Transfer
Oct 2019 Mortgage
Flood ZoneZone D (undetermined)
APN810-86-034

Property Details

APN / Parcel Number

Primary APN810-86-034

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,870 sqft Living Area
1st Floor Area799 sqft
2nd Floor Area1,071 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2017
Architectural StyleL-Shape
Construction TypeWood
Lot Area3,710 sqft (0.085 acres)
Garage Area448 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2460 APPLE TREE WAY
CityGILROY
StateCA
Zip95020-7576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Tract10279
JurisdictionSANTA CLARA CA
Township / Civil DivisionLLAGAS-UVAS
Census Block Group3
Census Block3001
Census Tract512200

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2460 APPLE TREE WAY, GILROY, CA 95020-7576
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2023Intrafamily Transfer, Transfer
Oct 19, 2019Deed of Trust, Mortgage · Conventional with PMI
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2025 · Amount on Record
Deed SaleFeb 6, 2025 · Amount on Record
Prior SaleMar 17, 2017 · Amount on Record
Deed Document Number202525762826
Prior Transfer DateJan 23, 2025
Prior Transfer Doc0025762825
Record UpdatedSep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateJul 12, 2023
Property Address2460 APPLE TREE WAY, GILROY, CA 95020-7576
Document Number0025499853
Map ReferenceMB 893 PG 32-41
Instrument DateJul 3, 2023
Instrument25499853
Transaction TypeTransfer
Record UpdatedJul 21, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address2460 APPLE TREE WAY, GILROY, CA 95020-7576

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address2460 APPLE TREE WAY, GILROY, CA 95020-7576
Document Number0024320190
Instrument DateOct 19, 2019
Transaction TypeMortgage
Record UpdatedNov 13, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2460 APPLE TREE WAY GILROY CA 950207576, GILROY, CA 95020-7576

Mortgage

Document Number0024320190
DateNov 4, 2019
Instrument24320190
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 3, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,122,000 (+50.24%) Land $561,000 Building $561,000
2025$10,237.00 (+1.93%) Homeowner's exemption$746,787 (+4.04%) Land $371,386 Building $375,401
2023$10,043.00 (+1.9%)$717,790 (+2%) Land $356,965 Building $360,825
2022$9,856.00$703,716 Land $349,966 Building $353,750

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Razzolink
Fixed Wireless		500 / 250
Etheric Networks
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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