248 Whispering Oaks Dr, Adkins, TX 78101 Property Records

Wilson County property record for 248 Whispering Oaks Dr, Adkins, TX 78101

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,360 sqft · built 1995
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0962-00000-03800`

Property Details

APN / Parcel Number

Primary APN	`0962-00000-03800`
Alternative APN	`33541`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,360 sqft Living Area
Gross Area	3,124 sqft
1st Floor Area	1,640 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Patio/Porch
Porch Area	264 sqft
Shed	1 Shed
Shed Area	1,680 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	248 WHISPERING OAKS DR
City	ADKINS
State	TX
Zip	78101-2653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING OAKS, LOT 38 (SEC 2), ACRES 3.0
Legal Subdivision	WHISPERING OAKS
Legal Block	1
Legal Lot Number	38
Jurisdiction	WILSON TX
Township / Civil Division	FLORESVILLE
Census Block Group	1
Census Block	1000
Census Tract	406

Owner

Source: Wilson County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	248 WHISPERING OAKS DR, ADKINS, TX 78101-2653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 8, 2009
Transfer Doc	1511/696
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TX
Property Address	248 WHISPERING OAKS DR, ADKINS, TX 78101-2653
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	SECURITY SERVICES TITLE COMPANY, SECURITY SERVICE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117136
Date	Feb 8, 2022
Instrument	117136

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TX
Property Address	248 WHISPERING OAKS DR, ADKINS, TX 78101-2653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005/135
Date	Dec 11, 2017
Book Page	2005/135
Instrument	069443

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wilson County
Unified School District	Floresville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,388.00 (-24.86%) Homeowner's exemption Widower's exemption	$401,805 (+30.43%)	$445,656 (+44.66%) Land $111,000 Building $334,656
2024	$3,178.00 (-27.92%)
2023		$308,070 Land $93,000 Building $215,070	$308,070 Land $93,000 Building $215,070
2022	$4,409.00 (-12.45%)
2018	$5,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SS WSC serves 20,826 people · EPA ID TX2470015
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	500 / 100
Alamo Broadband Fixed Wireless	450 / 100
ZipLink Internet Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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