235 Whispering Oaks Dr, Adkins, TX 78101 Property Records

Wilson County property record for 235 Whispering Oaks Dr, Adkins, TX 78101

Property Summary

Property Type	Single Family Home
Details	2,529 sqft
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$49,300 (Aug 2015)
Tax Bill	$6,317 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0962-00000-02500`

Property Details

APN / Parcel Number

Primary APN	`0962-00000-02500`
Alternative APN	`33528`

Interior

Stories	1 Story
Building Area	2,529 sqft Living Area
Gross Area	3,278 sqft
1st Floor Area	2,529 sqft

Exterior

Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Patio/Porch
Deck Area	260 sqft
Shed	1 Shed
Shed Area	400 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	235 WHISPERING OAKS DR
City	ADKINS
State	TX
Zip	78101-2653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING OAKS, LOT 25 (SEC 1), ACRES 3.0
Legal Subdivision	WHISPERING OAKS
Legal Block	2
Legal Lot Number	25
Jurisdiction	WILSON TX
Township / Civil Division	FLORESVILLE
Census Block Group	2
Census Block	2009
Census Tract	405

Owner

Source: Wilson County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	235 WHISPERING OAKS DR, ADKINS, TX 78101-2653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Nov 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage TEXAS ASSOCIATIONS OF PROFESSIONALS FCU
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2015 · Amount on File
Deed Sale	Aug 27, 2015 · Amount on File
Deed Document Number	201547539
Deed Book / Page	1867 / 517
Prior Transfer Date	Aug 26, 2015
Prior Transfer Doc	001867/517
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TX
Recording Date	Jun 8, 2026
Property Address	235 WHISPERING OAKS DR, ADKINS, TX 78101-2653
Document Number	0000163003
Instrument Date	Jun 1, 2026
Instrument	2026163003
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 WHISPERING OAKS DR, ADKINS, TX 78101-2653
Investor	Possibly a Property Investor

Mortgage

Document Number	0000163003,
Date	Jun 8, 2026
Instrument	2026163003

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TX
Property Address	235 WHISPERING OAKS DR, ADKINS, TX 78101-2653
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2124/596
Date	Nov 20, 2019
Book Page	2124/596
Instrument	088944

Lender

Name	TEXAS ASSOCIATIONS OF PROFESSIONALS FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78230

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	9 Months
Due	Aug 1, 2020

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TX
Property Address	235 WHISPERING OAKS DR, ADKINS, TX 78101-2653
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	94429
Date	Jun 4, 2020
Instrument	94429

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wilson County
Unified School District	Floresville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,317.00 (-4.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$518,420 (+14.71%) Land $115,500 Building $402,920	$518,420 (+8.15%) Land $115,500 Building $402,920
2024	$6,641.00 (-2.05%)
2023		$451,923 Land $93,000 Building $386,340	$479,340 Land $93,000 Building $386,340
2022	$6,780.00 (+597.53%)
2018	$972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SS WSC serves 20,826 people · EPA ID TX2470015
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	500 / 100
Alamo Broadband Fixed Wireless	450 / 100
ZipLink Internet Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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