302 Whispering Oaks Dr, Adkins, TX 78101 Property Records

Wilson County property record for 302 Whispering Oaks Dr, Adkins, TX 78101

Property Summary

Property TypeSingle Family Home
Details3,781 sqft · built 1996
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$244,700 (Aug 2021)
Tax Bill$3,081 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0962-00000-12500

Property Details

APN / Parcel Number

Primary APN0962-00000-12500
Alternative APN
  • 33628

Interior

Stories2 Stories
Building Area3,781 sqft Living Area
Gross Area4,827 sqft
1st Floor Area1,663 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Lot Area87,120 sqft (2 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchScreened Porch
Porch Area30 sqft
Shed1 Shed
Shed Area460 sqft
Utility Building2,000 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address302 WHISPERING OAKS DR
CityADKINS
StateTX
Zip78101-2617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING OAKS, LOT 125 (SEC 2), ACRES 2.0
Legal SubdivisionWHISPERING OAKS
Legal Block1
Legal Lot Number125
JurisdictionWILSON TX
Township / Civil DivisionFLORESVILLE
Census Block Group1
Census Block1001
Census Tract406

Owner

Source: Wilson County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address302 WHISPERING OAKS DR, ADKINS, TX 78101-2617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Vendor's Lien, Transfer · VA Mortgage
NAVY FCU
Jan 8, 2020Vendor's Lien, Transfer · Conventional Mortgage
GARDNER FINANCIAL SERVICES LTD
Aug 24, 2017Vendor's Lien, Transfer · Conventional Mortgage
AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2021 · Amount on Record
Deed SaleAug 13, 2021 · Amount on Record
Prior SaleJan 8, 2020 · Amount on Record
Deed Document Number2021110450
Record UpdatedOct 29, 2026

August 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWILSON TX
Recording DateAug 13, 2021
Property Address302 WHISPERING OAKS DR, ADKINS, TX 78101-2617
Document Number110450
Map ReferenceVOL 6 PG 64-66
Instrument DateAug 13, 2021
Instrument110450
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address302 WHISPERING OAKS DR, 302, ADKINS, TX 78101-2617

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 WOODCUTTER CT, BASTROP, TX 78602-3183

Mortgage

Document Number110451
DateAug 13, 2021
Instrument110451
Lender
NameNAVY FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

January 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWILSON TX
Recording DateJan 8, 2020
Property Address302 WHISPERING OAKS DR, ADKINS, TX 78101-2617
Document Number090237
Map ReferenceVOL 6 PG 64-66
Instrument DateDec 27, 2019
Instrument090237
Transaction TypeTransfer
Record UpdatedOct 5, 2021
Title CompanyINDEPENDENCE TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 WHISPERING OAKS DR, ADKINS, TX 78101-2617

Mortgage

Document Number090238
DateJan 8, 2020
Instrument090238
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

August 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWILSON TX
Recording DateAug 24, 2017
Property Address302 WHISPERING OAKS DR, ADKINS, TX 78101-2617
Document Number1987/897
Book / Page1987 / 897
Map ReferenceVOL6 PG64-66
Instrument DateAug 17, 2017
Instrument066628
Transaction TypeTransfer
Record UpdatedOct 5, 2021
Title CompanySEGUIN TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 WHISPERING OAKS DR, ADKINS, TX 78101-2617

Mortgage

Document Number066629
DateAug 24, 2017
Instrument066629
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyWilson County
Unified School DistrictFloresville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,081.00 (-45.27%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$493,114 (+41.23%)$605,650 (+73.46%) Land $81,000 Building $524,650
2024$5,629.00 (-27.46%)
2023$349,150 Land $65,500 Building $283,650$349,150 Land $65,500 Building $283,650
2022$7,760.00 (+19.22%)
2018$6,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 77% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSS WSC
serves 20,826 people · EPA ID TX2470015
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Guadalupe Valley Electric Cooperative
Fiber
1,000 / 1,000
Spectrum
Fiber
1,000 / 1,000
Rise Broadband
Fixed Wireless
500 / 100
Alamo Broadband
Fixed Wireless
450 / 100
Verizon
Fixed Wireless
300 / 20
ZipLink Internet
Fixed Wireless
100 / 20

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