243 Whispering Oaks Dr, Adkins, TX 78101 Property Records

Wilson County property record for 243 Whispering Oaks Dr, Adkins, TX 78101

Property Summary

Property Type	Single Family Home
Details	2,278 sqft
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,500 (Aug 2018)
Tax Bill	$5,645 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Nov 2020 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0962-00000-05200`

Property Details

APN / Parcel Number

Primary APN	`0962-00000-05200`
Alternative APN	`33555`

Interior

Stories	1 Story
Building Area	2,278 sqft Living Area
Gross Area	2,681 sqft
1st Floor Area	2,278 sqft

Exterior

Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Porch	Covered Patio/Porch
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	243 WHISPERING OAKS DR
City	ADKINS
State	TX
Zip	78101-2653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING OAKS, LOT 52 (SEC 2), ACRES 5.0
Legal Subdivision	WHISPERING OAKS
Legal Block	2
Legal Lot Number	52
Jurisdiction	WILSON TX
Township / Civil Division	FLORESVILLE
Census Block Group	2
Census Block	2009
Census Tract	405

Owner

Source: Wilson County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	243 WHISPERING OAKS DR, ADKINS, TX 78101-2653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREATER TEXAS FCU
Nov 6, 2020	Deed of Trust, Mortgage · Construction Mortgage NORTHPOINTE BANK
Aug 27, 2018	Warranty Deed, Transfer NORTH WEST
Nov 13, 2017	Vendor's Lien, Transfer · Conventional Mortgage TEXAS VETERANS LAND BOARD
Jul 7, 2017	Special Warranty Deed, Transfer SCHERTZ BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	Nov 13, 2017 · Amount on Record
Deed Document Number	201876700
Deed Book / Page	2048 / 905
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TX
Property Address	243 WHISPERING OAKS DR, ADKINS, TX 78101-2653
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026159011
Date	Jan 26, 2026
Instrument	2026-159011

Lender

Name	GREATER TEXAS FCU
Type	Credit Union
Address	AUSTIN, TX 78727

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 20, 2031

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TX
Property Address	243 WHISPERING OAKS DR, ADKINS, TX 78101-2653
Transaction Type	Mortgage
Record Updated	Oct 10, 2022
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099836
Date	Nov 6, 2020
Instrument	99836

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	9.87%
Index	1-Year LIBOR
Max Rate	9.87%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON TX
Recording Date	Aug 27, 2018
Property Address	243 WHISPERING OAKS DR, ADKINS, TX 78101-2653
Document Number	002048/905
Book / Page	2048 / 905
Map Reference	VOL6 PG64-66
Instrument Date	Aug 18, 2018
Instrument	076700
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14307 INDIAN WOODS, SAN ANTONIO, TX 78249-2047

Mortgage

Document Number	0000076701
Date	Aug 27, 2018
Instrument	076701

Lender

Name	NORTH WEST
Type	Private Party

Agreement

Amount	Amount Recorded

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILSON TX
Recording Date	Nov 13, 2017
Property Address	243 WHISPERING OAKS DR, ADKINS, TX 78101-2653
Document Number	002001/464
Book / Page	2001 / 464
Map Reference	VOL6 PG6466
Instrument Date	Nov 3, 2017
Instrument	068785
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	KEY TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 THOMAS JEFFERSON DR, 323, SAN ANTONIO, TX 78228-3150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 WHISPERING OAKS DR, ADKINS, TX 78101-2653

Mortgage

Document Number	0000068786
Date	Nov 13, 2017
Instrument	068786

Lender

Name	TEXAS VETERANS LAND BOARD
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILSON TX
Recording Date	Jul 7, 2017
Property Address	243 WHISPERING OAKS DR, ADKINS, TX 78101-2653
Document Number	001979/712
Book / Page	1979 / 712
Map Reference	VOL6 PG64-66
Instrument Date	Jun 30, 2017
Instrument	065338
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7306 SUNSCAPE WAY, 7306, SAN ANTONIO, TX 78250-3127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 THOMAS JEFFERSON DR, SAN ANTONIO, TX 78228-3150

Mortgage

Date	Jul 7, 2017

Lender

Name	SCHERTZ BANK & TRUST
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wilson County
Unified School District	Floresville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,645.00 (+1.68%) Homeowner's exemption	$467,511 (+5.52%)	$480,080 (+8.35%) Land $172,500 Building $307,580
2024	$5,552.00 (-19.17%)
2023		$443,070 Land $137,500 Building $305,570	$443,070 Land $137,500 Building $305,570
2022	$6,869.00 (+317.06%)
2018	$1,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SS WSC serves 20,826 people · EPA ID TX2470015
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	500 / 100
Alamo Broadband Fixed Wireless	450 / 100
ZipLink Internet Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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