248 Sunset Way, Carrabelle, FL 32322 Property Records

Franklin County property record for 248 Sunset Way, Carrabelle, FL 32322

Property Summary

Property Type	Residential Vacant Land
Owner	Individual Name on File
Last Sale	$175,000 (May 2022)
Tax Bill	$1,774 (2025)
Deeds & Mortgages	Apr 2017 Sale & Construction Loan Feb 2017 Loan Modification
Flood Zone	Zone VE (high risk)
APN	`20-07S-04W-1001-0000-0260`

Property Details

APN / Parcel Number

Primary APN	`20-07S-04W-1001-0000-0260`

Exterior

Mobile Home / RV Hookup	Mobile Home / RV Hookup

Location & Zoning

Street Address	248 SUNSET WAY
City	CARRABELLE
State	FL
Zip	32322
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SUNSET ISLE & YACHT CLUB LOT 26 PB 9/14 OR 1075/460 1189/427 1335/176
Legal Range	04W
Legal Township	07S
Legal Section	20
Legal Subdivision	SUNSET & YACHT CLUB
Legal Lot Number	26
Jurisdiction	FRANKLIN FL
Township / Civil Division	EASTPOINT
Census Block Group	1
Census Block	1256
Census Tract	970200

Owner

248 Sunset Way, residential vacant land, is owned by an individual who bought it in May 2022.

Source: Franklin County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	7050 DUCK COVE RD, TALLAHASSEE, FL 32312-9689
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2017	Warranty Deed, Transfer · Construction Mortgage PRIVATE INDIVIDUAL
Feb 16, 2017	Loan Modification, Mortgage AMERIS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2022 · Amount on File
Deed Sale	May 9, 2022 · Amount on File
Prior Sale	Apr 5, 2017 · Amount on File
Deed Document Number	202219002812
Deed Book / Page	1335 / 176
Record Updated	Jun 8, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Apr 5, 2017
Property Address	248 SUNSET WAY, CARRABELLE, FL 32322
Document Number	0019001633
Book / Page	001189 / 000427
Instrument Date	Mar 30, 2017
Instrument	19001633
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	TALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1210 CHARLES ST LA CROSSE WI 546032519, LA CROSSE, WI 54603-2519

Mortgage

Document Number	19001634
Date	Apr 5, 2017
Book Page	001189/000429
Instrument	19001634

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	PO BOX 66, CARRABELLE, FL 32322-0066

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 4, 2018

Interest

Rate	4%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN FL
Property Address	248 SUNSET WAY, CARRABELLE, FL 32322
Document Number	0019001481
Book / Page	001188 / 000767
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	260 TIMBER ISLAND RD CARRABELLE FL 323225002, CARRABELLE, FL 32322-5002

Mortgage

Document Number	0019001481
Date	Mar 31, 2017
Book Page	001188/000767
Instrument	19001481

Lender

Name	AMERIS BK
Type	Bank
Address	CRAWFORDVILLE, FL 32326

Agreement

Amount	Amount on Record
Term	204 Months
Due	Mar 30, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 248 Sunset Way was $1,774, up 12.4% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Municipality	Carrabelle City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,774.00 (+12.42%)	$110,000 (+15.79%) Land $105,000 Building $5,000	$110,000 (+15.79%) Land $105,000 Building $5,000
2024	$1,578.00 (-2.23%)	$95,000 (-) Land $90,000 Building $5,000	$95,000 (-) Land $90,000 Building $5,000
2023	$1,614.00 (+77.56%)	$95,000 (+18.75%) Land $90,000 Building $5,000	$95,000 (+18.75%) Land $90,000 Building $5,000
2022	$909.00	$80,000 Land $75,000 Building $5,000	$80,000 Land $75,000 Building $5,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 248 Sunset Way in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 133 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	171 units insured incl. 38 condo units
Nearby Flood Claims	359 (1979–2024)
Claims Outside the SFHA	6 of 359
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Dennis, Jul 2005 · 79 claims Hurricane Kate, Nov 1985 · 84 claims Hurricane Elena, Sep 1985 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 Sunset Way is moderate, ranking above 58% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Fidium Fiber, T-Mobile.

Nearby Properties on Sunset Way

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