Allegan County property record for 230 E Franklin St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,852 sqft · built 1870 |
| Lot Size | 0.436 acres (18,992 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Feb 1993) |
| Tax Bill | $2,405 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-110-001-00 |
| Primary APN | 54-110-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,852 sqft Living Area |
| 1st Floor Area | 1,124 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 1,145 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Exterior Material | Stucco |
| Lot Area | 18,992 sqft (0.436 acres) |
| Lot Dimensions | 165 ft deep x 115 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 230 E FRANKLIN ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | LOT 1 BLOCK 10 ALSO W 1/2 LOT 2 BLOCK 10 ALSO ELY 16.5 FT OF LOT 84 BLOCK 10 O. P. SEC 22 & 23. |
| Legal Block | 10 |
| Legal Lot Number | 1-2,84 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 31900 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 230 E FRANKLIN ST, OTSEGO, MI 49078-1322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 1993 · Amount on Record |
| Deed Sale | Feb 10, 1993 · Amount on Record |
| Deed Book / Page | 1395 / 276 |
| Last Transfer Date | Aug 3, 2012 |
| Transfer Doc | 3643/875 |
| Record Updated | Oct 29, 2026 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,600 (+5.82%) Land $19,500 Building $95,100 | $229,200 (+5.82%) Land $39,000 Building $190,200 | |
| 2025 | $2,405.00 (+2.3%) Homeowner's exemption | $108,300 (+30.48%) Land $17,400 Building $90,900 | $216,600 (+30.48%) Land $34,800 Building $181,800 |
| 2024 | $2,351.00 (+16.73%) | ||
| 2023 | $83,000 Land $9,900 Building $73,100 | $166,000 Land $19,800 Building $146,200 | |
| 2022 | $2,014.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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