2476 Heights Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 2476 Heights Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,888 sqft · built 1971
Lot Size	0.29 acres (12,663 sqft)
Owner	2 Company Names on Record
Last Sale	$234,500 (Feb 2004)
Tax Bill	$4,473 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`590874`

Property Details

APN / Parcel Number

Primary APN	`590874`
Alternative APNs	`390219 037159 0000` `93726` `72374`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	624 sqft
2nd Floor Area	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Bi-Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Built-Up Asphalt
Lot Area	12,663 sqft (0.29 acres)
Garage Type	Built-in
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	472 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	72374
Street Address	2476 HEIGHTS DR
City	FERNDALE
State	WA
Zip	98248-9280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	LOT 4 LONG-KESTERSON & MAHAN LLA AS REC BOOK 26 SHORT PLATS PG 68
Legal Range	02
Legal Township	39
Legal Section	19
Legal Subdivision	LONG-KESTERSON & MAHAN LLA
Legal Lot Number	4
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1019
Census Tract	10503

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	2476 HEIGHTS DR, FERNDALE, WA 98248-9280
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WHATCOM EDUCATIONAL CU
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL
Feb 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MTG

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 27, 2004 · Amount on Record
Deed Sale	Feb 27, 2004 · Amount on Record
Prior Sale	Feb 27, 2004 · Amount on Record
Deed Document Number	2040204638
Last Transfer Date	Apr 27, 2022
Transfer Doc	0000402871
Record Updated	Jun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Apr 27, 2022
Property Address	2476 HEIGHTS DR, FERNDALE, WA 98248-9280
Document Number	0000402871
Map Reference	AF 920710210
Instrument Date	Apr 22, 2022
Instrument	2022-0402871
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY OF WA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	2476 HEIGHTS DR, FERNDALE, WA 98248-9280

Mortgage

Document Number	0000402872
Date	Apr 27, 2022
Instrument	2022-0402872

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2476 HEIGHTS DR, FERNDALE, WA 98248-9280
Document Number	2200301861
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2476 HEIGHTS DR FERNDALE WA 982489280, FERNDALE, WA 98248-9280

Mortgage

Document Number	2200301861
Date	Mar 16, 2020
Instrument	301861

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2476 HEIGHTS DR, FERNDALE, WA 98248-9280
Document Number	2180301022
Instrument Date	Feb 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2476 HEIGHTS DR FERNDALE WA 982489280, FERNDALE, WA 98248-9280

Mortgage

Document Number	2180301022
Date	Mar 12, 2018
Instrument	301022

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2476 HEIGHTS DR, FERNDALE, WA 98248-9280
Document Number	2170101506
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2017
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2476 HEIGHTS DR FERNDALE WA 982489280, FERNDALE, WA 98248-9280

Mortgage

Document Number	2170101506
Date	Jan 13, 2017
Instrument	101506

Lender

Name	PARAMOUNT EQUITY MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 12, 2032

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,473.00 (+8.75%)	$597,160 (+8.18%) Land $224,070 Building $373,090	$597,160 (+8.18%) Land $224,070 Building $373,090
2022		$552,014 Land $215,349 Building $336,665	$552,014 Land $215,349 Building $336,665
2021	$4,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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