2459 Heights Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 2459 Heights Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,440 sqft · built 1978
Lot Size	0.297 acres (12,968 sqft)
Owner	Trust Name on File
Last Sale	$599,950 (Nov 2020)
Tax Bill	$5,520 (2025)
Deeds & Mortgages	Nov 2020 Sale Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`575740`

Property Details

APN / Parcel Number

Primary APN	`575740`
Alternative APNs	`390219 048136 0000` `93758`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,440 sqft Living Area
1st Floor Area	842 sqft
2nd Floor Area	1,598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Bi-Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Other
Lot Area	12,968 sqft (0.297 acres)
Garage Type	Built-in
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	62 sqft
Deck Area	228 sqft
Patio Area	410 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	575740
Street Address	2459 HEIGHTS DR
City	FERNDALE
State	WA
Zip	98248-9280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	SCENIC HEIGHTS LOT 43-EXC E 20 FT THEREOF-ALSO N 45 FT OF E 20 FT THEREOF
Legal Range	02
Legal Township	39
Legal Section	19
Legal Subdivision	SCENIC HEIGHTS
Legal Lot Number	43
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1020
Census Tract	10503

Owner

2459 Heights Dr is owner-occupied and held in a trust since November 2020.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Trust Name on File
Mailing Address	2459 HEIGHTS DR, FERNDALE, WA 98248-9280
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Warranty Deed, Transfer CHICAGO TITLE BELLINGHAM
Nov 23, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF PACIFIC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on File
Deed Sale	Nov 30, 2020 · Amount on File
Deed Document Number	2020-1105169
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 30, 2020
Property Address	2459 HEIGHTS DR, FERNDALE, WA 98248-9280
Document Number	2201105169
Instrument Date	Nov 23, 2020
Instrument	1105169
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount on Record
Tax	$9,784.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 581718 ELK GROVE CA 957580029, ELK GROVE, CA 95758-0029

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2459 HEIGHTS DR, FERNDALE, WA 98248-9280
Document Number	2201105170
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2459 HEIGHTS DR FERNDALE WA 982489280, FERNDALE, WA 98248-9280

Mortgage

Document Number	2201105170
Date	Nov 30, 2020
Instrument	1105170

Lender

Name	BANK OF PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2459 Heights Dr was $5,520.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,520.00	$736,870 Land $243,955 Building $492,915	$736,870 Land $243,955 Building $492,915
2022		$652,882 Land $214,413 Building $438,469	$652,882 Land $214,413 Building $438,469
2021	$4,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2459 Heights Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2459 Heights Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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