2468 Heights Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 2468 Heights Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,103 sqft · built 1983
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$765,000 (Jun 2025)
Tax Bill	$4,522 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`390219-039161-0000`

Property Details

APN / Parcel Number

Primary APN	`390219-039161-0000`
Alternative APNs	`617585` `580108` `93737`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,103 sqft Living Area
Gross Area	2,565 sqft
1st Floor Area	1,167 sqft
Upper Floors Area	110 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Concrete/Metal Slab
Porch Area	54 sqft
Deck Area	84 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	93737
Street Address	2468 HEIGHTS DR
City	FERNDALE
State	WA
Zip	98248-9280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	LOT 5 LONG-KESTERSON & MAHAN LLA AS REC BOOK 26 SHORT PLATS PG 68
Legal Range	02
Legal Township	39
Legal Section	19
Legal Subdivision	LONG-KESTERSON & MAHAN LLA
Legal Block	1
Legal Lot Number	5
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1019
Census Tract	10503

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2468 HEIGHTS DR, FERNDALE, WA 98248-9280
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF THE PACIFIC
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Jun 21, 2019	Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG
Jun 15, 2018	Warranty Deed, Transfer · Conventional with PMI UMPQUA BK
Jun 15, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY/WA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2025 · Amount on Record
Deed Sale	Jun 9, 2025 · Amount on Record
Prior Sale	May 6, 2021 · Amount on Record
Deed Document Number	2025606
Prior Transfer Date	Jun 7, 2018
Prior Transfer Doc	0000601685
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 6, 2021
Property Address	2468 HEIGHTS DR, FERNDALE, WA 98248-9280
Document Number	20210500959
Instrument Date	Apr 3, 2021
Instrument	2021-0500959
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,141.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2468 HEIGHTS DR, FERNDALE, WA 98248-9280

Mortgage

Document Number	20210500960
Date	May 6, 2021
Instrument	2021-0500960

Lender

Name	BANK OF THE PACIFIC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2468 HEIGHTS DR, FERNDALE, WA 98248-9280
Document Number	2200904906
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2468 HEIGHTS DR FERNDALE WA 982489280, FERNDALE, WA 98248-9280

Mortgage

Document Number	2200904906
Date	Sep 28, 2020
Instrument	904906

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2468 HEIGHTS DR, FERNDALE, WA 98248-9280
Document Number	2190603537
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2468 HEIGHTS DR FERNDALE WA 982489280, FERNDALE, WA 98248-9280

Mortgage

Document Number	2190603537
Date	Jun 28, 2019
Instrument	603537

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 15, 2018
Property Address	2468 HEIGHTS DR, FERNDALE, WA 98248-9280
Document Number	2180601684
Instrument Date	Jun 7, 2018
Instrument	601684
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,015.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2468 HEIGHTS DR FERNDALE WA 982489280, FERNDALE, WA 98248-9280

Mortgage

Document Number	2180601686
Date	Jun 15, 2018
Instrument	601686

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 15, 2018
Property Address	2468 HEIGHTS DR, FERNDALE, WA 98248-9280
Document Number	2180601685
Instrument Date	Jun 7, 2018
Instrument	601685
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	CHICAGO TITLE COMPANY/WA

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2468 HEIGHTS DR FERNDALE WA 982489280, FERNDALE, WA 98248-9280

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,522.00 (+6.25%)	$697,344 (+22.1%) Land $224,070 Building $473,274	$697,344 (+22.1%) Land $224,070 Building $473,274
2022		$571,126 Land $215,349 Building $355,777	$571,126 Land $215,349 Building $355,777
2021	$4,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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