Whatcom County property record for 2491 Heights Dr, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,974 sqft · built 1993 |
| Lot Size | 1.78 acres (77,537 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $11,013 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 390219-016115-0000 |
| Primary APN | 390219-016115-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,974 sqft Living Area |
| Gross Area | 6,446 sqft |
| 1st Floor Area | 1,856 sqft |
| Basement Area | 1,520 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 77,537 sqft (1.78 acres) |
| Garage Type | Attached |
| Garage Area | 952 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Wood Porch |
| Porch Area | 996 sqft |
| Heating Fuel | Solar |
|---|
| Account Number | 93675 |
|---|---|
| Street Address | 2491 HEIGHTS DR |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS8.5 |
| Legal Description | LOT 1 HOLM VIEW SHORT PLAT AS REC BOOK 17 SHORT PLATS PG 43 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 19 |
| Legal Subdivision | HOLM VIEW SHORT PLAT |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10503 |
Source: Whatcom County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2491 HEIGHTS DR, FERNDALE, WA 98248-9280 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 3, 2024 |
| Transfer Doc | 0000000452 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2491 HEIGHTS DR, FERNDALE, WA 98248-9280 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2491 HEIGHTS DR, FERNDALE, WA 98248-9280 |
| Document Number | 0000700001 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 2022-0700001 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | ATWATER, OH 44201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 27, 2052 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,013.00 (+31.03%) | $1,475,236 (+14.95%) Land $311,176 Building $1,164,060 | $1,475,236 (+14.95%) Land $311,176 Building $1,164,060 |
| 2022 | $1,283,371 Land $359,464 Building $923,907 | $1,283,371 Land $359,464 Building $923,907 | |
| 2021 | $8,405.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.1% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 19,305 people · EPA ID WA5324850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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