Pinellas County property record for 2474 Islander Ct, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,659 sqft · built 1987 |
| Lot Size | 0.149 acres (6,495 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $535,000 (Apr 2026) |
| Tax Bill | $5,977 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Feb 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-740-9689-2 |
| Primary APN | C62-000-740-9689-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,659 sqft Living Area |
| Gross Area | 2,272 sqft |
| 1st Floor Area | 1,659 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,495 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 213 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R381793 |
|---|---|
| Street Address | 2474 ISLANDER CT |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-2612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | CRYSTAL BEACH ESTATES LOT 37 LESS S 1FT THEREOF |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | CRYSTAL BEACH ESTATES |
| Legal Tract | 19870 |
| Legal Lot Number | 37 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 27206 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1560 POWDER RIDGE CT, PALM HARBOR, FL 34683-4640 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 27, 2026 | Warranty Deed, Transfer BELLA TITLE, BELLEAIR TITLE |
| Feb 8, 2024 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Mar 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 26, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 27, 2019 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Mar 24, 2021 · Amount on Record |
| Deed Document Number | 2026112507 |
| Deed Book / Page | 23537 / 2042 |
| Prior Transfer Date | Apr 26, 2007 |
| Prior Transfer Doc | 0163760873 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 27, 2026 |
| Property Address | 2474 ISLANDER CT, PALM HARBOR, FL 34683-2612 |
| Document Number | 0000112507 |
| Book / Page | 23537 / 2042 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.112507 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | BELLA TITLE, BELLEAIR TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $378,245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 1560 POWDER RIDGE CT, PALM HARBOR, FL 34683-4640 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2474 ISLANDER CT, PALM HARBOR, FL 34683-2612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0226992609 |
|---|---|
| Date | Feb 8, 2024 |
| Book Page | 22699/2609 |
| Instrument | 2024032615 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 24, 2021 |
| Property Address | 2474 ISLANDER CT, PALM HARBOR, FL 34683-2612 |
| Document Number | 0214511825 |
| Book / Page | 21451 / 1825 |
| Map Reference | MB 92 PG 42 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 2021096138 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2152 PORTOFINO PL UNIT 295, 2152, PALM HARBOR, FL 34683-7755 |
| Name | Verified Name |
|---|---|
| Address | 2474 ISLANDER CT, PALM HARBOR, FL 34683-2612 |
| Document Number | 0214511826 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 21451/1826 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2474 ISLANDER CT, PALM HARBOR, FL 34683-2612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0198190402 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 19819/0402 |
| Instrument | 2017326715 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PALM HARBOR, FL 34684 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 18, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2474 ISLANDER CT, PALM HARBOR, FL 34683-2612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0207110684 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 20711/0684 |
| Instrument | 2019313330 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PALM HARBOR, FL 34684 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Sep 15, 2041 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,977.00 (+5.66%) | $362,748 (+5.99%) | $395,278 (+7.42%) Land $110,029 Building $285,249 |
| 2024 | $5,657.00 (+1.49%) | ||
| 2023 | $5,574.00 (+2.78%) Homeowner's exemption | $342,257 (+3%) | $367,980 (+10.74%) Land $143,409 Building $224,571 |
| 2022 | $5,423.00 Homeowner's exemption | $332,288 | $332,288 Land $149,854 Building $182,434 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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