2411 Islander Ct, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 2411 Islander Ct, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,453 sqft · built 1989
Lot Size	0.18 acres (7,854 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jan 2022)
Tax Bill	$6,587 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-740-9703-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-740-9703-1`
Alternative APNs	`35-27-15-19870-000-0510` `271535198700000510` `152735198700000510` `R381807`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,453 sqft Living Area
Gross Area	2,198 sqft
1st Floor Area	1,453 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,854 sqft (0.18 acres)
Lot Dimensions	123 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	346 sqft
Deck Area	Deck Area
Patio Area	324 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R381807
Street Address	2411 ISLANDER CT
City	PALM HARBOR
State	FL
Zip	34683-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CRYSTAL BEACH ESTATES LOT 51
Legal Range	15E
Legal Township	27S
Legal Section	35
Legal Subdivision	CRYSTAL BEACH ESTATES
Legal Tract	19870
Legal Lot Number	51
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	27206

Owner

2411 Islander Ct is owned and occupied by two individuals who bought it in January 2022.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2411 ISLANDER CT, PALM HARBOR, FL 34683-2608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2022 · Amount on File
Deed Sale	Jan 13, 2022 · Amount on File
Prior Sale	Jun 23, 2003 · Amount on File
Deed Document Number	202214834
Deed Book / Page	21891 / 2579
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 13, 2022
Property Address	2411 ISLANDER CT, PALM HARBOR, FL 34683-2608
Document Number	0218912579
Book / Page	21891 / 2579
Map Reference	MB 92 PG 42&43
Instrument Date	Jan 12, 2022
Instrument	2022014834
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	PLATINUM NATIONAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 HIGHLAND AVE, 410, ELMIRA, NY 14905-1323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2411 ISLANDER CT, PALM HARBOR, FL 34683-2608

Mortgage

Document Number	0218912581
Date	Jan 13, 2022
Instrument	21891/2581

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2411 Islander Ct was $6,587 with a homeowner's exemption, up 4.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,587.00 (+4.56%) Homeowner's exemption	$396,555 Land $116,951 Building $279,604	$396,555 Land $116,951 Building $279,604
2024	$6,300.00 (+3.38%)
2023	$6,094.00 (+23.51%) Homeowner's exemption	$371,184 (+28.75%)	$371,184 (+28.75%) Land $152,472 Building $218,712
2022	$4,934.00	$288,296	$288,296 Land $151,698 Building $136,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2411 Islander Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2411 Islander Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20