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2465 Islander Ct, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 2465 Islander Ct, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,663 sqft · built 1987
Lot Size0.149 acres (6,490 sqft)
Owner2 Individual Names on File
Last Sale$535,000 (Sep 2022)
Tax Bill$6,399 (2025)
Deeds & MortgagesSep 2022 Sale
Apr 2021 Sale
Flood ZoneZone X (minimal risk)
APNC62-000-740-9700-7

Property Details

APN / Parcel Number

Primary APNC62-000-740-9700-7
Alternative APNs
  • 35-27-15-19870-000-0480
  • 271535198700000480
  • 152735198700000480
  • R381804

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,663 sqft Living Area
Gross Area2,276 sqft
1st Floor Area1,663 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1997
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,490 sqft (0.149 acres)
Lot Dimensions100 ft deep x 65 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area213 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR381804
Street Address2465 ISLANDER CT
CityPALM HARBOR
StateFL
Zip34683-2608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionCRYSTAL BEACH ESTATES LOT 48
Legal Range15E
Legal Township27S
Legal Section35
Legal SubdivisionCRYSTAL BEACH ESTATES
Legal Tract19870
Legal Lot Number48
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1004
Census Tract27206

Owner

2465 Islander Ct is owned and occupied by two individuals who bought it in September 2022.

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2465 ISLANDER CT, PALM HARBOR, FL 34683-2608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Warranty Deed, Subdivision Related Transfer
SOUTHERN TITLE SERVICES/TAMPA BAY, SOUTHERN TTL SVCS OF TAMPA B
Apr 26, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2022 · Amount on File
Deed SaleSep 15, 2022 · Amount on File
Prior SaleApr 26, 2021 · Amount on File
Deed Document Number2022280179
Deed Book / Page22203 / 1084
Prior Transfer DateJul 1, 2020
Prior Transfer Doc0000203947
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 15, 2022
Property Address2465 ISLANDER CT, PALM HARBOR, FL 34683-2608
Document Number0222031084
Book / Page22203 / 1084
Map ReferenceMB 92 PG 42
Instrument DateSep 6, 2022
Instrument2022280179
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 5, 2022
Title CompanySOUTHERN TITLE SERVICES/TAMPA BAY, SOUTHERN TTL SVCS OF TAMPA B

Transaction

AmountAmount on Record
Tax$3,745.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address113 1ST AVE SW, 113, LUTZ, FL 33548-4308

Transferred To (Grantee/Buyer)

NameVerified Name
Address2465 ISLANDER CT, PALM HARBOR, FL 34683-2608

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateApr 26, 2021
Property Address2465 ISLANDER CT, PALM HARBOR, FL 34683-2608
Document Number0215031546
Book / Page21503 / 1546
Map ReferenceMB 92 PG 42&43
Instrument DateApr 23, 2021
Instrument2021135910
Transaction TypeTransfer
Record UpdatedMay 18, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$1,715.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2240 ALDEN LNF, 2240, PALM HARBOR, FL 34683

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 1ST AVE SW, LUTZ, FL 33548-4308

Tax Assessment & Valuation

The 2025 property tax bill for 2465 Islander Ct was $6,399 with a homeowner's exemption, up 5.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,399.00 (+5.58%) Homeowner's exemption$386,130 Land $112,025 Building $274,105$386,130 Land $112,025 Building $274,105
2024$6,061.00 (+0.03%)
2023$6,059.00 (+23.5%) Homeowner's exemption$369,235 (+40.96%)$369,235 (+40.96%) Land $146,959 Building $222,276
2022$4,906.00$261,945$261,945 Land $138,958 Building $122,987

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2465 Islander Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 52 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2465 Islander Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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