Pinellas County property record for 2492 Islander Ct, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,753 sqft · built 1987 |
| Lot Size | 0.149 acres (6,495 sqft) |
| Owner | Individual Name on File |
| Last Sale | $203,500 (Apr 2014) |
| Tax Bill | $3,845 (2025) |
| Deeds & Mortgages | Aug 2019 Transfer Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-740-9690-0 |
| Primary APN | C62-000-740-9690-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,753 sqft Living Area |
| Gross Area | 2,487 sqft |
| 1st Floor Area | 1,753 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,495 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 328 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R381794 |
|---|---|
| Street Address | 2492 ISLANDER CT |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-2612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | CRYSTAL BEACH ESTATES LOT 38 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | CRYSTAL BEACH ESTATES |
| Legal Tract | 19870 |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 27206 |
2492 Islander Ct is owned and occupied by an individual who acquired it in June 2024.
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2492 ISLANDER CT, PALM HARBOR, FL 34683-2612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 27, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 2, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2014 · Amount on File |
| Deed Sale | Apr 8, 2014 · Amount on File |
| Prior Sale | Nov 26, 2003 |
| Deed Document Number | 201498257 |
| Deed Book / Page | 18363 / 2431 |
| Last Transfer Date | Jun 19, 2024 |
| Transfer Doc | 0228892391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 27, 2019 |
| Property Address | 2492 ISLANDER CT, PALM HARBOR, FL 34683-2612 |
| Document Number | 0206710457 |
| Book / Page | 020671 / 000457 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 275512 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2492 ISLANDER CT PALM HARBOR FL 346832612, PALM HARBOR, FL 34683-2612 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2492 ISLANDER CT, PALM HARBOR, FL 34683-2612 |
| Document Number | 0199370627 |
| Instrument Date | Jan 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2492 ISLANDER CT PALM HARBOR FL 346832612, PALM HARBOR, FL 34683-2612 |
| Document Number | 0199370627 |
|---|---|
| Date | Feb 9, 2018 |
| Book Page | 019937/000627 |
| Instrument | 42566 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 8, 2048 |
The 2025 property tax bill for 2492 Islander Ct was $3,845, up 5.9% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,845.00 (+5.89%) | $244,631 | $373,039 Land $113,937 Building $259,102 |
| 2024 | $3,631.00 (+1.68%) | ||
| 2023 | $3,571.00 (+3.06%) Homeowner's exemption | $230,813 (+3%) | $359,332 (+16.74%) Land $149,400 Building $209,932 |
| 2022 | $3,465.00 Homeowner's exemption | $224,090 | $307,799 Land $146,607 Building $161,192 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2492 Islander Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2492 Islander Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures