2472 Downing Dr, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2472 Downing Dr, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 1949
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$367,000 (May 2022)
Tax Bill	$7,908 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-0010-0032-00`

Property Details

APN / Parcel Number

Primary APN	`042-0010-0032-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	884 sqft
Attic	Attic
Attic Area	424 sqft
Basement Area	884 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1949
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	142 ft deep x 51 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	60 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2472 DOWNING DR
City	CINCINNATI
State	OH
Zip	45208-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOWNING DR 51.32 X 142.45 IRR LOT 22 GROVE PARK 3RD SUB
Legal Subdivision	GROVE PARK 3RD SUB
Legal Lot Number	22
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	5
Census Block	5003
Census Tract	5000

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2472 DOWNING DR, CINCINNATI, OH 45208-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage NORTH SIDE BANK & TRUST COMPANY
May 20, 2022	Warranty Deed, Transfer · Conventional Mortgage GENERAL ELECTRIC CU
Jul 3, 2017	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Jul 3, 2017 · Amount on Record
Deed Document Number	0000050729
Deed Book / Page	14672 / 1342
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2472 DOWNING DR, CINCINNATI, OH 45208-1102
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2472 DOWNING DR, CINCINNATI, OH 45208-1102

Mortgage

Document Number	0000068431
Date	Jul 12, 2022
Book Page	14706/1755
Instrument	2022-0068431

Lender

Name	NORTH SIDE BANK & TRUST COMPANY
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2037

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 20, 2022
Property Address	2472 DOWNING DR, CINCINNATI, OH 45208-1102
Document Number	0000050729
Book / Page	14672 / 1342
Map Reference	MB 51 PG 36
Instrument Date	May 13, 2022
Instrument	2022-0050729
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,101.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2472 DOWNING DR, CINCINNATI, OH 45208-1102

Mortgage

Document Number	0000050730
Date	May 20, 2022
Instrument	2022-0050730

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	8.75%

Mortgage

Document Number	0000050731
Date	May 20, 2022
Book Page	14672/1349
Instrument	2022-0050731

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 3, 2017
Property Address	2472 DOWNING DR, CINCINNATI, OH 45208-1102
Document Number	0000059576
Book / Page	013451 / 001370
Instrument Date	Jun 30, 2017
Instrument	59576
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$756.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2472 DOWNING DR CINCINNATI OH 452081102, CINCINNATI, OH 45208-1102

Mortgage

Document Number	59577
Date	Jul 3, 2017
Book Page	013451/001372
Instrument	59577

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,908.00 (+3.13%)	$128,450 (-) Land $50,974 Building $77,476
2024	$7,668.00 (-2.21%)	$128,450 (-) Land $50,974 Building $77,476
2023	$7,841.00 (+30.55%)	$128,450 (+45.63%) Land $50,974 Building $77,476	$367,000 (+45.63%) Land $145,640 Building $221,360
2022	$6,006.00 Homeowner's exemption	$88,201 Land $42,235 Building $45,966
2020			$252,000 Land $120,670 Building $131,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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