2481 Downing Dr, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2481 Downing Dr, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,258 sqft · built 1948
Lot Size	0.135 acres (5,924 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Aug 2019)
Tax Bill	$5,358 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Jan 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`042-0010-0014-00`

Property Details

APN / Parcel Number

Primary APN	`042-0010-0014-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,258 sqft Living Area
1st Floor Area	850 sqft
Attic	Attic
Attic Area	408 sqft
Basement Area	850 sqft

Exterior

Year Built	Built 1948
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,924 sqft (0.135 acres)
Lot Dimensions	117 ft deep x 49 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2481 DOWNING DR
City	CINCINNATI
State	OH
Zip	45208-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOWNING DR 49.45 X 117.90 IRR LOT 4 GROVE PARK 3RD SUB
Legal Subdivision	GROVE PARK 3RD SUB
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	5
Census Block	5003
Census Tract	5000

Owner

2481 Downing Dr is owned and occupied by an individual who bought it in August 2019.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2481 DOWNING DR, CINCINNATI, OH 45208-1102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 11, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CINCINNATI FED'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on File
Deed Sale	Aug 16, 2019 · Amount on File
Prior Sale	Jul 8, 2013 · Amount on File
Deed Document Number	0000068610
Deed Book / Page	13982 / 01313
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 16, 2019
Property Address	2481 DOWNING DR, CINCINNATI, OH 45208-1102
Document Number	0000068610
Book / Page	13982 / 01313
Map Reference	MB 51 PG 36
Instrument Date	Aug 13, 2019
Instrument	2019-0068610
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 DOWNING DR, CINCINNATI, OH 45208-1102

Mortgage

Document Number	0000068611
Date	Aug 16, 2019
Instrument	2019-0068611

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 11, 2019
Property Address	2481 DOWNING DR, CINCINNATI, OH 45208-1102
Book / Page	013832 / 000229
Instrument Date	Jan 4, 2019
Instrument	3072
Transaction Type	Construction Loan
Record Updated	Mar 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2481 DOWNING DR CINCINNATI OH 452081102, CINCINNATI, OH 45208-1102

Mortgage

Document Number	0000003072
Date	Jan 11, 2019
Book Page	013832/000229
Instrument	3072

Lender

Name	CINCINNATI FED'L
Address	CINCINNATI, OH 45247

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 10, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2481 Downing Dr was $5,358, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,358.00 (+3.14%)	$86,951 (-) Land $45,619 Building $41,332
2024	$5,195.00 (-2.2%)	$86,951 (-) Land $45,619 Building $41,332
2023	$5,312.00 (+8.67%)	$86,951 (+21.19%) Land $45,619 Building $41,332	$248,430 Land $130,340 Building $118,090
2022	$4,888.00 Homeowner's exemption	$71,750 Land $37,800 Building $33,950
2020			$205,000 Land $108,000 Building $97,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2481 Downing Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2481 Downing Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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