115 S Bingham St, Eagle Lake, FL 33839 Property Records

Polk County property record for 115 S Bingham St, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,738 sqft · built 1971
Lot Size	0.227 acres (9,879 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000 (Mar 2022)
Tax Bill	$895 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-12-357710-001020`

Property Details

APN / Parcel Number

Primary APN	`25-29-12-357710-001020`
Alternative APNs	`122925357710001020` `22925000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,738 sqft Living Area
Gross Area	1,114 sqft
1st Floor Area	1,114 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	9,879 sqft (0.227 acres)
Lot Dimensions	100 ft deep x 110 ft wide
View / Lot	Commercial/Industrial
Porch	Enclosed/Unfinished Porch
Porch Area	276 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	115 S BINGHAM ST
City	EAGLE LAKE
State	FL
Zip	33839-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FROEMKES REPLAT PB 30 PG 26 BEG 922.10 FT S OF NE COR SEC 12 29 25 RUN S69-46-00W 154.53 FT N 154.94 FT E 145 FT S 101.50 FT TO POB LESS R/W ON E & S SIDE KNOWN AS LOT 1 OF UNREC SURVEY LESS COMM NE COR OF SEC RUN S 922.10 FT S69-46-00W 154.43 FT N 3
Legal Range	25E
Legal Township	29S
Legal Section	12
Legal Subdivision	FROEMKES REPLAT
Legal Tract	357710
Legal Block	2
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2006
Census Tract	14701

Owner

115 S Bingham St is owned and occupied by two individuals who bought it in March 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 S BINGHAM ST, EAGLE LAKE, FL 33839-3306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
Mar 4, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit GTE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on File
Deed Sale	Mar 4, 2022 · Amount on File
Deed Document Number	202259737
Deed Book / Page	12146 / 1277
Prior Transfer Date	May 12, 2020
Prior Transfer Doc	0000159001
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	115 S BINGHAM ST, EAGLE LAKE, FL 33839-3306
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 S BINGHAM ST, EAGLE LAKE, FL 33839-3306

Mortgage

Document Number	0000061257
Date	Mar 7, 2022
Book Page	12149/48
Instrument	2022061257

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 4, 2022
Property Address	115 S BINGHAM ST, EAGLE LAKE, FL 33839-3306
Document Number	0000059737
Book / Page	12146 / 1277
Instrument Date	Mar 1, 2022
Instrument	2022059737
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$7.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 S BINGHAM ST, 115, EAGLE LAKE, FL 33839-3306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 SOUTH BLNGHAM STREET, EAGLE LAKE, FL 33839-3306

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Aug 6, 2020
Property Address	115 S BINGHAM ST, EAGLE LAKE, FL 33839-3306
Document Number	0113251516
Book / Page	011325 / 001516
Instrument Date	May 12, 2020
Instrument	159000
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 S BINGHAM ST EAGLE LAKE FL 338393306, EAGLE LAKE, FL 33839-3306

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Aug 6, 2020
Property Address	115 S BINGHAM ST, EAGLE LAKE, FL 33839-3306
Document Number	0113251518
Book / Page	011325 / 001518
Instrument Date	May 12, 2020
Instrument	159001
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	101 14TH ST SE WINTER HAVEN FL 338841906, WINTER HAVEN, FL 33884-1906

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	115 S BINGHAM ST, EAGLE LAKE, FL 33839-3306
Document Number	0106440115
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 S BINGHAM ST EAGLE LAKE FL 338393306, EAGLE LAKE, FL 33839-3306

Mortgage

Document Number	0106440115
Date	Oct 17, 2018
Book Page	010644/000115
Instrument	219119

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 16, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 115 S Bingham St was $895 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,573 (+2.7%)	$201,207 (+0.81%) Land $44,000 Building $157,207
2025	$895.00 Homeowner's exemption	$89,166	$199,581 Land $44,000 Building $155,581
2023	$569.00 (-20.75%) Homeowner's exemption	$84,129 (+3%)	$201,259 (+9.12%) Land $42,000 Building $159,259
2022	$718.00 Homeowner's exemption	$81,679	$184,438 Land $35,000 Building $149,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 S Bingham St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1990–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 S Bingham St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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