247 Rose Wind Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 247 Rose Wind Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,500 sqft · built 1991
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$100,105 (Jun 2016)
Tax Bill	$3,122 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A912000251`

Property Details

APN / Parcel Number

Primary APN	`A912000251`
Alternative APN	`2-0041-6670-00-0034.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
Gross Area	2,172 sqft
1st Floor Area	1,164 sqft
Basement Area	480 sqft
Finished Basement	336 sqft
Unfinished Basement	144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A912000251
Street Address	247 ROSE WIND DR
City	O FALLON
State	MO
Zip	63366-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNDANCE GARDENS #3 LOT 34
Legal Subdivision	SUNDANCE GARDENS #3
Legal Lot Number	34
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1006
Census Tract	311603

Owner

Source: St. Charles County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	725 MAGNOLIA LN, SAINT PETERS, MO 63376-6913
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage ENDEAVOR CAPITAL
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit VELOCITY COMMERCIAL CAPITAL LLC
May 4, 2017	Deed of Trust, Mortgage NEW FRONTIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2016 · Amount on Record
Deed Sale	Jun 16, 2016 · Amount on Record
Prior Sale	May 5, 2011 · Amount on Record
Deed Document Number	2016371760
Deed Book / Page	6557 / 1623
Prior Transfer Date	Nov 18, 2004
Prior Transfer Doc	0001204100
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jul 31, 2026
Property Address	247 ROSE WIND DR, O FALLON, MO 63366-4310
Document Number	0000036162
Instrument Date	Jul 27, 2026
Instrument	202636162
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	939 COURTLAND PL, MANCHESTER, MO 63021-6731

Mortgage

Document Number	0000036162,
Date	Jul 31, 2026
Instrument	202636162

Lender

Name	ENDEAVOR CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	247 ROSE WIND DR, O FALLON, MO 63366-4310
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030951
Date	Jun 2, 2022
Instrument	2022R-030951

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Non-Lending Institution
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	247 ROSE WIND DR, O FALLON, MO 63366-4310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067381908
Date	May 4, 2017
Book Page	6738/1908
Instrument	20170504000271960

Lender

Name	NEW FRONTIER BANK
Type	Bank
Address	SAINT CHARLES, MO 63303

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,460 (-)	$255,051 (-) Land $55,000 Building $200,051
2025	$3,122.00	$48,460 (+4.65%)	$255,051 (+4.65%) Land $55,000 Building $200,051
2023		$46,306
2022			$243,714 Land $40,000 Building $203,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Socket Telecom, Verizon, Wisper ISP.

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