232 Rose Wind Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 232 Rose Wind Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,484 sqft · built 1991
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$138,500 (Jul 2003)
Tax Bill	$2,884 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A912000246`

Property Details

APN / Parcel Number

Primary APN	`A912000246`
Alternative APN	`2-0041-6670-00-0029.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,484 sqft Living Area
Gross Area	1,964 sqft
1st Floor Area	1,052 sqft
Basement Area	432 sqft
Finished Basement	432 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A912000246
Street Address	232 ROSE WIND DR
City	O FALLON
State	MO
Zip	63366-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNDANCE GARDENS #3 LOT 29
Legal Subdivision	SUNDANCE GARDENS #3
Legal Lot Number	29
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1006
Census Tract	311603

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 ROSE WIND DR, O FALLON, MO 63366-4310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 15, 2018	Deed of Trust, Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2003 · Amount on Record
Deed Sale	Jul 24, 2003 · Amount on Record
Prior Sale	Oct 31, 2002 · Amount on Record
Deed Document Number	2003106381
Deed Book / Page	3540 / 1105
Last Transfer Date	May 13, 2010
Transfer Doc	0053830167
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	232 ROSE WIND DR, O FALLON, MO 63366-4310
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R027683
Date	Mar 30, 2021
Instrument	2021R-027683

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	232 ROSE WIND DR, O FALLON, MO 63366-4310
Document Number	0068811671
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 ROSE WIND DR O FALLON MO 633664310, O FALLON, MO 63366-4310

Mortgage

Document Number	0068811671
Date	Feb 21, 2018
Book Page	006881/001671
Instrument	92840

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 20, 2033

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,713 (-)	$235,333 (-) Land $55,000 Building $180,333
2025	$2,884.00 (+2.12%)	$44,713 (+5.16%)	$235,333 (+5.17%) Land $55,000 Building $180,333
2024	$2,824.00
2023		$42,517
2022			$223,774 Land $40,000 Building $183,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Socket Telecom, Verizon, Wisper ISP.

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