St. Charles County property record for 243 Rose Wind Dr, O Fallon, MO 63366 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,247 sqft · built 1991 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Oct 2024) |
| Tax Bill | $3,335 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A912000252 |
| Primary APN | A912000252 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,247 sqft Living Area |
| 1st Floor Area | 1,247 sqft |
| Basement Area | 1,247 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A912000252 |
|---|---|
| Old Parcel Number | A912000252 |
| Street Address | 243 ROSE WIND DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-4310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNDANCE GARDENS #3 LOT 35 |
| Legal Range | 03E |
| Legal Township | 47N |
| Legal Subdivision | SUNDANCE GARDENS #3 |
| Legal Lot Number | 35 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 311603 |
Source: St. Charles County records · APN A912000252
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 633 SAVANNAH VIEW WAY, CHESTERFIELD, MO 63017-0612 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2022 | Deed of Trust, Mortgage · Line of Credit MONTGOMERY BANK NA |
| Dec 17, 2019 | Deed of Trust, Mortgage MONTGOMERY BK |
| Mar 23, 2017 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BK/ST CLAI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 08, 2024 · Amount on Record |
| Deed Sale | Oct 08, 2024 · Amount on Record |
| Prior Sale | Dec 18, 2019 |
| Deed Document Number | 0202441558 |
| Deed Book / Page | 2024 / 41558 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 243 ROSE WIND DR, O FALLON, MO 63366-4310 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 243 ROSE WIND DR, O FALLON, MO 63366-4310 |
| Document Number | 0000029566 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 2022R-029566 |
| Name | MONTGOMERY BANK NA |
|---|---|
| Type | Bank |
| Address | SIKESTON, MO 63801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 243 ROSE WIND DR, O FALLON, MO 63366-4310 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 243 ROSE WIND DR O FALLON MO 633664310, O FALLON, MO 63366-4310 |
| Document Number | 72002410 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 007200/002410 |
| Instrument | 726950 |
| Name | MONTGOMERY BK |
|---|---|
| Type | Bank |
| Address | SIKESTON, MO 63801 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 17, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 243 ROSE WIND DR, O FALLON, MO 63366-4310 |
| Document Number | 0067170852 |
| Book / Page | 006717 / 000852 |
| Instrument Date | Mar 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2017 |
| Title Company | SECURITY TITLE COMPANY, SECURE TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 1278 JUNGERMANN RD #F ST PETERS MO 633766964, F, ST PETERS, MO 63376-6964 |
| Document Number | 0067170852 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 006717/000852 |
| Instrument | 177400 |
| Name | FARMERS & MERCHANTS BK/ST CLAI |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MO 63077 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 23, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,335.00 | $51,815 (+3.22%) | $272,711 (+3.22%) Land $55,000 Building $217,711 |
| 2023 | $50,199 | ||
| 2022 | $264,208 Land $40,000 Building $224,208 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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