244 Rose Wind Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 244 Rose Wind Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,319 sqft · built 1991
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,450 (Nov 1997)
Tax Bill	$3,359 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A912000247`

Property Details

APN / Parcel Number

Primary APN	`A912000247`
Alternative APN	`2-0041-6670-00-0030.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,319 sqft Living Area
Gross Area	3,058 sqft
1st Floor Area	1,319 sqft
Basement Area	1,319 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A912000247
Street Address	244 ROSE WIND DR
City	O FALLON
State	MO
Zip	63366-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNDANCE GARDENS #3 LOT 30
Legal Subdivision	SUNDANCE GARDENS #3
Legal Lot Number	30
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1006
Census Tract	311603

Owner

Source: St. Charles County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	244 ROSEWIND CT
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Jan 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Mar 2, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK
Mar 23, 2026	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 1997 · Amount on Record
Deed Sale	Nov 24, 1997 · Amount on Record
Deed Document Number	199767430
Deed Book / Page	2002 / 1164
Last Transfer Date	Mar 16, 2026
Transfer Doc	0000013218
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	244 ROSE WIND DR, O FALLON, MO 63366-4310
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 ROSE WIND DR, O FALLON, MO 63366-4310

Mortgage

Document Number	0000003130
Date	Jan 26, 2023
Instrument	2023R-003130

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 18, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	244 ROSE WIND DR, O FALLON, MO 63366-4310
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 ROSE WIND DR, O FALLON, MO 63366-4310

Mortgage

Document Number	0000002946
Date	Jan 25, 2023
Instrument	2023R-002946

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jan 18, 2035

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	244 ROSE WIND DR, O FALLON, MO 63366-4310
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 ROSE WIND DR, O FALLON, MO 63366-4310

Mortgage

Document Number	0000009443
Date	Mar 2, 2026
Instrument	2026R-009443

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 23, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	244 ROSE WIND DR, O FALLON, MO 63366-4310
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 ROSE WIND DR, COTTLEVILLE, MO 63366-4310

Mortgage

Document Number	0000009456
Date	Mar 2, 2026
Instrument	2026R-009456

Lender

Name	COMMERCE BANK
Type	Bank
Address	64104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	143 Months
Due	Feb 23, 2038

March 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 23, 2026
Property Address	244 ROSE WIND DR, O FALLON, MO 63366-4310
Document Number	0000013218
Map Reference	MB 30 PG 113
Instrument Date	Mar 16, 2026
Instrument	2026R-013218
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	244 ROSE WIND DR, O FALLON, MO 63366-4310

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,178 (-)	$274,622 (-) Land $55,000 Building $219,622
2025	$3,359.00 (+0.18%)	$52,178 (+3.12%)	$274,622 (+3.12%) Land $55,000 Building $219,622
2024	$3,353.00
2023		$50,601
2022			$266,323 Land $40,000 Building $226,323

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Socket Telecom, Verizon, Wisper ISP.

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