2468 Naples Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 2468 Naples Rd, Big Pine Key, FL 33043 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	966 sqft Living Area
Lot Size	10,010 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$85,000 (1994)
Tax Bill	$1,841.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`00260350-000000`
Alternative APN	`1332003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	966 sqft Living Area
1st Floor Area	966 sqft 1st Floor
Stories	1 Story
Flooring	Ceramic Tile
Interior Walls	Wood

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,010 sqft (0.23 acres)
Patio Area	220 sqft Patio
Porch	Slab
Porch Area	565 sqft Porch

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Account Number	1332003
Street Address	2468 NAPLES RD
City	BIG PINE KEY
State	FL
Zip	33043-6303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK B LT 24 AND BK C LT 24 PINE HEIGHTS SUB PB3-164 BIG PINE KEY OR338-585/86 OR558-879 OR711-616Q/C OR817-1793 OR821-2360 OR904-2261 OR1210-380ORD OR1254-384/396F/J OR1322-789/90 OR1338-2035/36C
Legal Range	29E
Legal Township	66S
Legal Section	16
Legal Subdivision	PINE HEIGHTS SUBD
Legal Block	B
Legal Lot Number	24
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1098
Census Tract	971402

Owner

Source: Monroe County records · APN 00260350-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2468 NAPLES RD, BIG PINE KEY, FL 33043-6303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 1994 · Amount on Record
Deed Sale	Sep 08, 1994 · Amount on Record
Prior Sale	Aug 01, 1980 · Amount on Record
Deed Book / Page	1322 / 789
Last Transfer Date	Mar 22, 2007
Transfer Doc	0022901261
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	2468 NAPLES RD, BIG PINE KEY, FL 33043-6303
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	LEGACY TITLE GROUP, LEGACY TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2468 NAPLES RD, BIG PINE KEY, FL 33043-6303
Investor	Possibly a Property Investor

Mortgage

Document Number	0031911596
Date	Aug 26, 2022
Book Page	3191/1596
Instrument	2389428

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.78%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,841.00 (+4.84%) Homeowner's exemption	$152,365 (+5.99%)	$382,795 (+16.64%) Land $241,742 Building $141,053
2024	$1,756.00 (+7.53%)
2023	$1,633.00 (+2.7%) Homeowner's exemption	$143,759 (+3%)	$328,197 (+20.65%) Land $202,890 Building $125,307
2022	$1,590.00 Homeowner's exemption	$139,572	$272,023 Land $136,699 Building $135,324

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.