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2226 Naples Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 2226 Naples Rd, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,152 sqft · built 1988
Lot Size0.23 acres (10,049 sqft)
Owner2 Individual Names on File
Tax Bill$3,448 (2024)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone AE (high risk)
APN00258820-000000

Property Details

APN / Parcel Number

Primary APN00258820-000000
Alternative APNs
  • 16662900258820000000
  • 1330493

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1998
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Foundation TypePile
Roof TypeFlat
Roof MaterialMetal
Lot Area10,049 sqft (0.23 acres)
Garage Area384 sqft
PorchOpen Porch
Porch Area411 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1330493
Old Parcel Number16662900258820000000
Street Address2226 NAPLES RD
CityBIG PINE KEY
StateFL
Zip33043-6305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2 LOTS 29 AND 30 PINE RIDGE PB4-42 BIG PINE KEY OR182-458/59 OR397-1002 OR829-671 OR907-2063 OR939-1314 OR1217-2482
Legal Range29E
Legal Township66S
Legal Section16
Legal SubdivisionPINE RIDGE
Legal Block2
Legal Lot Number29-30 30
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1098
Census Tract971402

Owner

Source: Monroe County records · APN 00258820-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2226 NAPLES RD, BIG PINE KEY, FL 33043-6305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 2019
Deed SaleSep 01, 2019
Deed Document Number0002774876
Deed Book / Page2774 / 0876
Prior Transfer DateDec 17, 2015
Prior Transfer Doc2057177
Record UpdatedJun 08, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address2226 NAPLES RD, BIG PINE KEY, FL 33043-6305
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028371967
DateFeb 03, 2017
Book Page2837/1967
Instrument2109252
Lender
NameCENTENNIAL BANK
TypeBank
AddressKEY WEST, FL 33040
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term299 Months
DueJan 26, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$364,031 (+5.99%)$576,623 (+16.95%) Land $381,900 Building $194,723
2024$3,448.00 (+5.12%)
2023$3,280.00 (+1.52%) Senior Citizen's exemption$343,468 (+3%)$493,032 (+28.7%) Land $311,550 Building $181,482
2022$3,231.00 Senior Citizen's exemption$333,465$383,092 Land $201,000 Building $182,092

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 522 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies522 in force
Nearby Flood Claims852 (1979–2017)
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 308 claims
  • Hurricane Wilma, Nov 2005 · 306 claims
  • Hurricane Georges, Oct 1998 · 211 claims

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

Based on FCC filings for 44 locations within half a mile of this property.

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